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Savings and ISAs

How we’re better for savers 

Whatever your savings goals - we’ll help you reach them.  From regular savers to fixed term bonds and ISAs, supported by our award winning service, we’re here for you every step of the way.
Couple on a bench

Savings and ISAs

How we’re better for savers 

Whatever your savings goals - we’ll help you reach them.  From regular savers to fixed term bonds and ISAs, supported by our award winning service, we’re here for you every step of the way.

Savings accounts to suit you

Whatever you're saving for

I want to save a large sum
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Earn higher interest for savings you don’t need access to
I want to save regularly
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Put money aside each month and watch your savings grow
I want to save tax-free 
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Use your allowance of £20,000 to save and earn tax-free interest
I want to have flexibility
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Save for a rainy day and take money out when you need to

Why should you start saving?

There are all sorts of reasons why opening a savings account is a good idea.
 

Maybe you’ve got clear goals – like building up a deposit for a house. Or perhaps you just want to put some money aside to make life easier in the future.
 

Either way, saving even a small amount on a regular basis, and earning interest on it, can mean you end up with a really useful sum.

What is a fixed rate account?

Fixed rate savings accounts let you earn interest at a rate that doesn’t change for the term of the product.
 

They’re great for lump sums that you won’t need to touch for a while, and usually offer a better return than you’d get from a variable rate account. There may be restrictions or charges if you want to withdraw money before the fixed term ends.

What is a variable rate account?

With variable rate savings accounts or ISAs, the rate of interest you’re paid on your balance can go up or down at any time.
 

These accounts are often more flexible than fixed rate products, so they might be better for you if you need to be able to dip into your savings often.

What is interest?

Interest is what we pay you for keeping your money in one of our accounts. How much you’ll earn depends on your account balance, and on the rate for the account you have.
 

We're a building society, so we don't have shareholders to pay. This means we can give back to our members with higher interest rates.

Choose your account

Fixed Rate ISA (270) 30.09.2025

4.05

Tax-free p.a./AER
(Fixed until 30.09.2025)

Fixed Bond (348) 31.12.2025

4.05

AER/Gross p.a.
(Fixed until 31.12.2025)

Triple Access Saver (4)

4.33

AER/Gross p.a.
(Variable)

Four Access ISA (2)

4.30

Tax-free p.a./AER
(Variable)

Regular Saver (6)

4.75

AER/Gross p.a.
(Variable)
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We're recognised

We've been awarded a gold ribbon for customer experience by Fairer Finance (spring 2024) for our savings.

And open

We show competitors' rates next to our own.

And trusted

More than two million people choose us.
It all adds up to something

All together, better

We get noticed for the things we do

The Times money mentor awards 2023 winner for best savings account
The Times Money Mentor Awards 2023
Best Savings Account
Fairer finance award - Number one for Customer Experience
Fairer Finance
Number one for customer experience for our savings (spring 2024)
Savings champion award - best building society
Savings Champion
Best Building Society
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Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.

 

Call us on 0800 121 8899

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  • Mon-Fri 8am-7pm
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Call us

Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.

 

Call us on

0800 121 8899

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