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Children's

Young Saver

Specially designed for kids, our Young Saver account helps 7 to 17 year-olds learn how to save and manage their money.

Rate

5.25%

AER

(Variable)

Access

Yes

An easy access account where the child can take out money whenever they like.

Interest paid

Monthly

Deposits

£1 - £200

Each month

Regular Saver

First Home Saver (2)

Pay in up to £1,000 a month for 36 months and watch your deposit grow and earn interest. We’ll add a £500 bonus if you get a mortgage with us. 

Rate

5.05%

AER/Gross p.a.

(Variable)

Access

Yes

Withdraw money charge-free, by applying 60 days' notice to the account.

Interest paid

Annually

Deposits

£1-£1000

Each calendar month

Regular Saver

Regular Saver (6)

Build up a useful savings pot by setting aside up to £500 a month for 12 months at a variable interest rate. For savers, not spenders.

Rate

5.00%

AER/Gross p.a.

(Variable)

Access

Yes - Restricted

Get access to your money with a charge equal to 30 calendar days interest on the amount withdrawn.

Interest paid

Annually

Deposits

£1-£500

Each month

Children's

Junior Cash ISA (2)

Help your child save for their future. Savings stay safely stashed away until your child is 18, earning tax-free interest each year.

Rate

4.95%

Tax-free p.a./AER

(Variable)

Access

No

The child can only access the money when they reach 18.

Interest paid

Annually

Deposits

£1 - £9,000

Limited Access

Four Access Saver (Online) (3)

Earn a variable rate of interest with limited access through Online Services

Rate

4.70%

AER/Gross p.a.

(Variable)

Access

Yes - Restricted

Take money out of your account up to four times a year with no charge.

Interest paid

AnnuallyorMonthly

Deposits

£1 - £250,000

Fixed Rates

Fixed Bond (340) 31.08.2026

Lock in one of our best rates and leave your savings to grow. Perfect for lump sums you can put away for a while.

Rate

4.30%

AER/Gross p.a.

(Fixed until 31.08.2026)

Access

No

After the 14 day ‘cooling off period’, you can’t make withdrawals or close the account.

Interest paid

AnnuallyorMonthly

Deposits

£1 - £250,000

Cash ISA

Four Access ISA (2)

Tax-free and easy to manage, with limited access. Ensuring your savings grow and reassurance you can still access your money.

Rate

4.30%

Tax-free p.a./AER

(Variable)

Access

Yes - Restricted

This is a flexible ISA. Take money out of your account up to four times a year with no charge.

Interest paid

AnnuallyorMonthly

Deposits

£1 - £20,000

Current and previous years' transfers are allowed

Limited Access

Four Access Saver (2)

Earn a variable rate of interest with limited access.

Rate

4.20%

AER/Gross p.a.

(Variable)

Access

Yes - Restricted

Take money out of your account up to four times a year with no charge.

Interest paid

AnnuallyorMonthly

Deposits

£1 - £250,000

Cash ISA

Fixed Rate ISA (258) 30.09.2026

Save up to £20,000 a year and earn tax-free interest, with the certainty that your rate won’t change.

Rate

4.20%

Tax-free p.a./AER

(Fixed until 30.09.2026)

Access

No

Restrictions – charges apply

Interest paid

AnnuallyorMonthly

Deposits

£1-£20,000

 

For the 2024/2025 tax year

Current and previous years' transfers are allowed

Fixed Rates

Fixed Bond (342) 31.08.2027

Lock in one of our best rates and leave your savings to grow. Perfect for lump sums you can put away for a while.

Rate

4.15%

AER/Gross p.a.

(Fixed until 31.08.2027)

Access

No

After the 14 day ‘cooling off period’, you can’t make withdrawals or close the account.

Interest paid

AnnuallyorMonthly

Deposits

£1 - £250,000

Cash ISA

Fixed Rate ISA (259) 30.09.2027

Save up to £20,000 a year and earn tax-free interest, with the certainty that your rate won’t change.

Rate

4.05%

Tax-free p.a./AER

(Fixed until 30.09.2027)

Access

No

Restrictions – charges apply

Interest paid

AnnuallyorMonthly

Deposits

£1-£20,000

For the 2024/2025 tax year

Current and previous years' transfers are allowed

Easy Access

Easy Access (Online) (5)

Get unlimited access to your money, exclusively online. Good for savers who might need to dip into their savings pot.

Rate

3.40%

AER/Gross p.a.

(Variable)

Access

Yes

Take out money whenever you wish by logging into Online Services.

Interest paid

AnnuallyorMonthly

Deposits

£1 - £250,000

Cash ISA

Easy Access ISA (Online) (5)

All the tax-free advantages of an ISA, plus unlimited access to your money through Online Services. Good for savers who might need to dip into their savings pot.

Rate

3.40%

Tax-free p.a./AER

(Variable)

Access

Yes

This is a flexible ISA. Take out money whenever you wish by logging into Online Services.

Interest paid

AnnuallyorMonthly

Deposits

£1 - £20,000

Current and previous years' transfers are allowed

Cash ISA

Additional Allowance ISA

For those who’ve inherited an extra ISA allowance from a spouse or civil partner. Keeps your savings tax-free.

Rate

3.15%

Tax-free p.a./AER

(Variable)

Access

Yes

This is not a flexible ISA. You can ask us to do an ISA transfer or request a cheque by post.

Interest paid

Annually

Deposits

Dependent on individual circumstances

Easy Access

Easy Access Saver (7)

Get unlimited access to your money. Good for savers who might need to dip into their savings pot.

Rate

3.10%

AER/Gross p.a.

(Variable)

Access

Yes

Take money out whenever you wish with no charge.

Interest paid

AnnuallyorMonthly

Deposits

£1 - £250,000

Cash ISA

Easy Access ISA (11)

All the tax-free advantages of an ISA, plus unlimited access to your money. Good for savers who might need to dip into their savings pot.

Rate

3.10%

Tax-free p.a./AER

(Variable)

Access

Yes

This is a flexible ISA. Take money out whenever you wish with no charge.

Interest paid

AnnuallyorMonthly

Deposits

£1 - £20,000

Current and previous years' transfers are allowed

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