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Our charity partner - Centrepoint

We're honoured to support Centrepoint, the charity aiming to end youth homelessness in the UK. As part of our partnership, we'll donate £5* to Centrepoint each time you open an account with us until 21 March 2024. Terms apply.
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Children's

Young Saver

Specially designed for kids, our Young Saver account helps 7 to 17 year-olds learn how to save and manage their money.

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

5.25%

AER

(Variable)

Access
Whether there are any charges or restrictions when you take your money out

Yes

An easy access account where the child can take out money whenever they like.

Interest paid
Money you earn which is paid to you either once a year or once every month

Monthly

Deposits
Money you put into your account to increase your balance

£1 - £200

Each month

Limited Access

Triple Access Saver (Online) (3)

Earn a variable rate of interest with limited access through Online Services.

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

5.08%

AER/Gross p.a.

(Variable)

Access
Whether there are any charges or restrictions when you take your money out

Yes

Take money out of your account up to three times a year with no charge.

Interest paid
Money you earn which is paid to you either once a year or once every month

AnnuallyorMonthly

Deposits
Money you put into your account to increase your balance

£1 - £250,000

Regular Saver

First Home Saver (2)

Pay in up to £1,000 a month for 36 months and watch your deposit grow and earn interest. We’ll add a £500 bonus if you get a mortgage with us. 

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

5.05%

AER/Gross p.a.

(Variable)

Access
Whether there are any charges or restrictions when you take your money out

Yes

Withdraw money charge-free, by applying 60 days' notice to the account.

Interest paid
Money you earn which is paid to you either once a year or once every month

Annually

Deposits
Money you put into your account to increase your balance

£1-£1000

Each calendar month

Cash ISA

Four Access ISA (Online)

Tax-free and easy to manage online, with limited access through Online Services. Ensuring your savings grow and reassurance you can still access your money.

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

5.05%

Tax-free p.a./AER

(Variable)

Access
Whether there are any charges or restrictions when you take your money out

Yes - Restricted

This is a flexible ISA. Take money out of your account by using our Online Services up to four times a year with no charge.

Interest paid
Money you earn which is paid to you either once a year or once every month

AnnuallyorMonthly

Deposits
Money you put into your account to increase your balance

£1 - £20,000

Current and previous years' transfers are allowed

Regular Saver

Regular Saver (6)

Build up a useful savings pot by setting aside up to £500 a month for 12 months at a variable interest rate. For savers, not spenders.

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

5.00%

AER/Gross p.a.

(Variable)

Access
Whether there are any charges or restrictions when you take your money out

Yes - Restricted

Get access to your money with a charge equal to 30 calendar days interest on the amount withdrawn.

Interest paid
Money you earn which is paid to you either once a year or once every month

Annually

Deposits
Money you put into your account to increase your balance

£1-£500

Each month

Children's

Junior Cash ISA (2)

Help your child save for their future. Savings stay safely stashed away until your child is 18, earning tax-free interest each year.

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

4.95%

Tax-free p.a./AER

(Variable)

Access
Whether there are any charges or restrictions when you take your money out

No

The child can only access the money when they reach 18.

Interest paid
Money you earn which is paid to you either once a year or once every month

Annually

Deposits
Money you put into your account to increase your balance

£1 - £9,000

Limited Access

Triple Access Saver (3)

Earn a variable rate of interest with limited access.

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

4.58%

AER/Gross p.a.

(Variable)

Access
Whether there are any charges or restrictions when you take your money out

Yes - Restricted

Take money out of your account up to three times a year with no charge.

Interest paid
Money you earn which is paid to you either once a year or once every month

AnnuallyorMonthly

Deposits
Money you put into your account to increase your balance

£1 - £250,000

Cash ISA

Four Access ISA

Tax-free and easy to manage online, with limited access. Ensuring your savings grow and reassurance you can still access your money.

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

4.55%

Tax-free p.a./AER

(Variable)

Access
Whether there are any charges or restrictions when you take your money out

Yes - Restricted

This is a flexible ISA. Take money out of your account up to four times a year with no charge.

Interest paid
Money you earn which is paid to you either once a year or once every month

AnnuallyorMonthly

Deposits
Money you put into your account to increase your balance

£1 - £20,000

Current and previous years' transfers are allowed

Fixed Rates

Fixed Bond (332) 30.04.2026

Lock in one of our best rates and leave your savings to grow. Perfect for lump sums you can put away for a while.

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

4.36%

AER/Gross p.a.

(Fixed until 30.04.2026)

Access
Whether there are any charges or restrictions when you take your money out

No

After the 14 day ‘cooling off period’, you can’t make withdrawals or close the account.

Interest paid
Money you earn which is paid to you either once a year or once every month

AnnuallyorMonthly

Deposits
Money you put into your account to increase your balance

£1 - £250,000

Cash ISA

Fixed Rate ISA (242) 31.05.2026

Save up to £20,000 a year and earn tax-free interest, with the certainty that your rate won’t change.

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

4.26%

Tax-free p.a./AER

(Fixed until 31.05.2026)

Access
Whether there are any charges or restrictions when you take your money out

No

After the 14 day 'cancellation period' you can't take out part of the money - only full closure is allowed. Charges apply.

Interest paid
Money you earn which is paid to you either once a year or once every month

AnnuallyorMonthly

Deposits
Money you put into your account to increase your balance

£1 - £20,000

For the 2023/2024 tax year

Current and previous years' transfers are allowed

Fixed Rates

Fixed Bond (334) 30.04.2027

Lock in one of our best rates and leave your savings to grow. Perfect for lump sums you can put away for a while.

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

4.16%

AER/Gross p.a.

(Fixed until 30.04.2027)

Access
Whether there are any charges or restrictions when you take your money out

No

After the 14 day ‘cooling off period’, you can’t make withdrawals or close the account.

Interest paid
Money you earn which is paid to you either once a year or once every month

AnnuallyorMonthly

Deposits
Money you put into your account to increase your balance

£1 - £250,000

Cash ISA

Fixed Rate ISA (243) 31.05.2027

Save up to £20,000 a year and earn tax-free interest, with the certainty that your rate won’t change.

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

4.06%

Tax-free p.a./AER

(Fixed until 31.05.2027)

Access
Whether there are any charges or restrictions when you take your money out

No

After the 14 day 'cancellation period' you can't take out part of the money - only full closure is allowed. Charges apply.

Interest paid
Money you earn which is paid to you either once a year or once every month

AnnuallyorMonthly

Deposits
Money you put into your account to increase your balance

£1 - £20,000

For the 2023/2024 tax year

Current and previous years' transfers are allowed

Easy Access

Easy Access (Online) (5)

Get unlimited access to your money, exclusively online. Good for savers who might need to dip into their savings pot.

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

3.40%

AER/Gross p.a.

(Variable)

Access
Whether there are any charges or restrictions when you take your money out

Yes

Take out money whenever you wish by logging into Online Services.

Interest paid
Money you earn which is paid to you either once a year or once every month

AnnuallyorMonthly

Deposits
Money you put into your account to increase your balance

£1 - £250,000

Cash ISA

Easy Access ISA (Online) (5)

All the tax-free advantages of an ISA, plus unlimited access to your money through Online Services. Good for savers who might need to dip into their savings pot.

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

3.40%

Tax-free p.a./AER

(Variable)

Access
Whether there are any charges or restrictions when you take your money out

Yes

This is a flexible ISA. Take out money whenever you wish by logging into Online Services.

Interest paid
Money you earn which is paid to you either once a year or once every month

AnnuallyorMonthly

Deposits
Money you put into your account to increase your balance

£1 - £20,000

Current and previous years' transfers are allowed

Cash ISA

Additional Allowance ISA

For those who’ve inherited an extra ISA allowance from a spouse or civil partner. Keeps your savings tax-free.

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

3.15%

Tax-free p.a./AER

(Variable)

Access
Whether there are any charges or restrictions when you take your money out

Yes

This is not a flexible ISA. You can ask us to do an ISA transfer or request a cheque by post.

Interest paid
Money you earn which is paid to you either once a year or once every month

Annually

Deposits
Money you put into your account to increase your balance

Dependant on individual circumstances

Easy Access

Easy Access Saver (7)

Get unlimited access to your money. Good for savers who might need to dip into their savings pot.

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

3.10%

AER/Gross p.a.

(Variable)

Access
Whether there are any charges or restrictions when you take your money out

Yes

Take money out whenever you wish with no charge.

Interest paid
Money you earn which is paid to you either once a year or once every month

AnnuallyorMonthly

Deposits
Money you put into your account to increase your balance

£1 - £250,000

Cash ISA

Easy Access ISA (11)

All the tax-free advantages of an ISA, plus unlimited access to your money. Good for savers who might need to dip into their savings pot.

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

3.10%

Tax-free p.a./AER

(Variable)

Access
Whether there are any charges or restrictions when you take your money out

Yes

This is a flexible ISA. Take money out whenever you wish with no charge.

Interest paid
Money you earn which is paid to you either once a year or once every month

AnnuallyorMonthly

Deposits
Money you put into your account to increase your balance

£1 - £20,000

Current and previous years' transfers are allowed

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Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.

 

Call us on

0800 121 8899

Call us