Cash ISAs

How can an ISA boost my savings? 

You can save up to £20,000 each tax year with an ISA (Individual Savings Account) – and the interest is paid tax-free.

Cash ISA

Four Access ISA (Online) (2)

Tax-free and easy to manage online, with limited access through Online Services. Ensuring your savings grow and reassurance you can still access your money.

Rate

4.80%

Tax-free p.a./AER

(Variable)

Access

Yes - Restricted

This is a flexible ISA. Take money out of your account by using our Online Services up to four times a year with no charge.

Interest paid

AnnuallyorMonthly

Deposits

£1 - £20,000

Current and previous years' transfers are allowed

Children's

Junior Cash ISA (2)

Help your child save for their future. Savings stay safely stashed away until your child is 18, earning tax-free interest each year.

Rate

4.70%

Tax-free p.a./AER

(Variable)

Access

No

The child can only access the money when they reach 18.

Interest paid

Annually

Deposits

£1 - £9,000

Cash ISA

Four Access ISA (2)

Tax-free and easy to manage, with limited access. Ensuring your savings grow and reassurance you can still access your money.

Rate

4.30%

Tax-free p.a./AER

(Variable)

Access

Yes - Restricted

This is a flexible ISA. Take money out of your account up to four times a year with no charge.

Interest paid

AnnuallyorMonthly

Deposits

£1 - £20,000

Current and previous years' transfers are allowed

Cash ISA

Fixed Rate ISA (270) 30.09.2025

Save up to £20,000 a year and earn tax-free interest, with the certainty that your rate won’t change.

Rate

4.05%

Tax-free p.a./AER

(Fixed until 30.09.2025)

Access

Yes - Restricted

After the 14 day 'cancellation period' you can't take out part of the money - only full closure is allowed. Charges apply.

Interest paid

AnnuallyorMonthly

Deposits

£1-£20,000

For the 2024/2025 tax year

Current and previous years' transfers are allowed

Cash ISA

Easy Access ISA (Online) (5)

All the tax-free advantages of an ISA, plus unlimited access to your money through Online Services. Good for savers who might need to dip into their savings pot.

Rate

3.15%

Tax-free p.a./AER

(Variable)

Access

Yes

This is a flexible ISA. Take out money whenever you wish by logging into Online Services.

Interest paid

AnnuallyorMonthly

Deposits

£1 - £20,000

Current and previous years' transfers are allowed

Cash ISA

Additional Allowance ISA

For those who’ve inherited an extra ISA allowance from a spouse or civil partner. Keeps your savings tax-free.

Rate

2.90%

Tax-free p.a./AER

(Variable)

Access

Yes

This is not a flexible ISA. You can ask us to do an ISA transfer or request a cheque by post.

Interest paid

Annually

Deposits

Dependent on individual circumstances

Cash ISA

Easy Access ISA (11)

All the tax-free advantages of an ISA, plus unlimited access to your money. Good for savers who might need to dip into their savings pot.

Rate

2.85%

Tax-free p.a./AER

(Variable)

Access

Yes

This is a flexible ISA. Take money out whenever you wish with no charge.

Interest paid

AnnuallyorMonthly

Deposits

£1 - £20,000

Current and previous years' transfers are allowed

Can't find your account? 

It could now be withdrawn. To check your rate see our closed accounts section
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