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Why is my rate reducing? 

The income we receive from mortgages is what we use to pay savers. Since the beginning of the year the mortgage market has remained very competitive. Mortgage lenders’ rates are very low and this is affecting the income we have available to pay savers.

We have to compete for mortgages to remain sustainable for all members. With less income from our new mortgages, we’ve had to make the difficult decision to reduce selected savings rates.

Savers are extremely important to us and we are committed to providing long term value to all of our members. We are confident that even after this reduction, the rate of interest on your account will continue to compare well with similar accounts currently available elsewhere.

Please note, your account is no longer available for new customers. Our comparison tool allows you to compare the accounts we currently have available with others in the market.

See how we compare with other providers