Using your account

• Within our app
  Select My Account to see your interest rate

• Through Online Services
  Select the account and then go to My Transactions
  
  
• On our website
  If your account is still available, you'll find it in our list of savings accounts. If not, it'll be in Closed accounts. 

            Closed Easy access accounts

            Closed Bond accounts 

            Closed Cash ISA accounts

            Closed Childrens accounts

            Closed Supporters accounts

            Closed Everyday money accounts

            Closed Limited access accounts

            Closed other savings accounts

• On your statement
  
  
• Call us on 0800 121 8899
  
  
• Ask us at any branch

The interest rate we're paying you might be different to the advertised interest rate for the account.

This could be because: 

• Your balance is less than the minimum, or 
  
  
• The account has a tiered interest rate.

Your statement shows the interest rate on your balance on the date we issued the statement. The interest rate you're earning today might be different if your balance has changed or if there's been a rate change in the time since we issued your statement.

If you’ve already registered, you can update your contact details such as your phone number and email address in the ‘my details’ section of Online Services.

You can also update your address by sending us a secure message in Online Services.

Alternatively, call us on 0800 121 8899 and make sure you have your Telephone Security Details to hand. Or visit your nearest branch.

You can update your address by sending us a secure message in Online Services.

Or you can download a change of address form and send it to:

FREEPOST CBS CUSTOMER SERVICE

It's important that you write the address exactly like this, in capital letters, all on one line. You don't need a stamp. Royal Mail delivers Freepost as Second Class mail.

You can also call us on 0800 121 8899 and make sure you have your Telephone Security Details to hand. Or visit you nearest branch.

If you ask us to change your address, we’ll confirm this in writing by posting a letter to you at both your new address and your old address. We need to do this as a fraud prevention measure.

The easiest way to do this is ask us to do this at a branch - bring your documents and we can verify the change and update your details then and there.

Alternatively, you can fill in a change of name form and send it to us, with supporting documents (see below), at: 

FREEPOST CBS CUSTOMER SERVICE

It's important that you write the address exactly like this, in capital letters, all on one line. You don't need a stamp. Royal Mail delivers Freepost as Second Class mail.

Please note: if you change your name with us, we automatically re-issue any cash cards or passbooks you have for your accounts. You’ll receive them in the post and you can use the same PIN. Your cards with your old name on will become inactive as soon as the new cards are produced.

If you want to change your title (for example Mrs to Ms or Ms to Dr), we don’t need to see documentation.

If you want to change your name on your accounts with us, you must show us original documents or certified copies of documents to prove the change. There’s more about how to certify documents here: Identification

The documents we need to see depend on what change you’re making. We accept these documents:

• Marriage Certificate
  If you get married overseas and have a foreign marriage certificate, please call us on 0800 121 8899 or ask at a branch and we'll explain what we can accept.

• Civil Partnership document
  

• Enrolled deedpoll - no ID required or Non-enrolled deedpoll - ID required - this must be ID with your new name.

• Statutory Declaration on Change of Name
  

• Decree Absolute
  

• Civil partnership dissolution document
  

• Birth Certificate or Marriage Certificate
  If you’re changing back to your maiden name. This must be accompanied by a signed letter from you and your Decree Absolute or Enrolled deedpoll - no ID required or Non-enrolled deedpoll - ID required - this must be ID with your new name.

• Adoption deed
  

• Birth Certificate, re-issued (under 18s only)

We can’t accept passports or driving licences as proof of a name change because they don’t show the link between your old name and new name.

We hope you’ll be happy with your account but we understand that things change and your account might no longer be right for you.

With all our accounts, you have a 14 day cancellation period after we open the account. Day 1 starts from the day you open your account, so if you opened your account on the first day of the month, your cooling off period would finish on the 15th day of the month. If you wish, you may change your mind and close the account within 14 days without notice, charge or loss of interest.

If the account is an ISA, this 14 day period begins from the date of your first deposit into the account. If you want to close your ISA and want to keep the savings tax-free, you need to arrange an 'ISA transfer' with the provider you're moving the ISA to. If you close an ISA in any other way, your savings will lose their tax-free status.

You may close your account at any time unless our General Terms or the Specific Terms for the account state otherwise. The Specific Terms describe any notice periods, charges or loss of interest which apply if you close your account. If you close an ISA in any way, other than an ISA transfer, your savings will lose their tax-free status.

You can arrange to have your closing balance sent to your nominated bank account, to another bank account or, in some cases, sent to you as a cheque.

You can close your account in a number of ways:

• Log in to Online Services - if this is possible for your account, go to the account and select ‘Close account’.
  
  
• Call us on 0800 121 8899
  
  
• Ask us at any branch
  
  
• Write to us at: FREEPOST CBS CUSTOMER SERVICE
  
  It's important that you write the address exactly like this, in capital letters, all on one line. You don't need a stamp. Royal Mail delivers Freepost as Second Class mail.
  
  Make sure you include the account number and tell us how you want to receive any money left in the account. And don’t forget to sign the letter.

• When you opened your account, we sent or gave you a booklet of our Saving Accounts Terms and Conditions.
• Download a copy of the latest version: Saving Accounts Terms and Conditions
• Or ask us for a copy: Contact us.