Savings Terms and Conditions

When you opened your account, we sent or gave you a booklet with our Saving Accounts Terms and Conditions. These are updated from time to time. You can download the current issue below.

 

Each account also has its own Specific Terms. You'd have received a copy of these too. If you need another copy, please contact us.

Changes on 1 July 2026

On 1 July 2026, we're updating our Saving Accounts Terms and Conditions. We've already contacted you with details of these changes, if you're affected.

 

If you have a variable rate account opened before 6 April 2026, you'll automatically move from Issue A to Issue B. You don't need to do anything.

Which terms apply to you?

Your Saving Accounts Terms and Conditions depend on your type of account and when you opened your account.

Fixed rate accounts*

Opened before 6 Apr 2026

 

Variable rate accounts

Opened before 6 Apr 2026

Issue A

 

 

 

Issue A - (moving to Issue B on 1 July 2026)

All new accounts

Opened on or after 6 April 2026

 

Issue B

Download a copy of the Charitable Assignment Scheme

 

If you would like us to send you a copy of any of these documents, please contact us.

Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.

 

Call us on 0800 121 8899

Lines closed
  • Mon-Fri 8am-7pm
  • Saturday 9am-2pm
  • Sunday & Bank holidays Closed
Call us

Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.

 

Call us on

0800 121 8899

Call us

Manage your cookies

We use three types of cookies to improve your experience. You can choose which optional cookies you’d like to allow below. We’ll save your preferences and apply them when you visit our site in the future. You can find out more in our Cookie Policy.

Essential cookies

Essential cookies are necessary for our website to work. They keep you secure, make sure pages load properly and enable basic features like navigation. These can’t be turned off.
Always active

Performance / analytics cookies

Performance cookies help us understand how you use our website, so we can make it better. They only collect anonymous data, like how long you spend on a page.

Advertising cookies

Advertising cookies help to show you ads that match your interests. They’re managed by trusted third parties so you should only see things that are relevant to you.