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Are you on our Standard Variable Rate (SVR) or variable Privilege Rate?

Most mortgages these days come with an initial offer period. When this period ends and if you don’t move onto a new product, you move on to what is called a ‘reversionary rate’. For our mortgages this is our Standard Variable Rate (SVR, currently 4.99%*) or if you’ve had the same mortgage product for five years or longer, our variable Privilege Rate (currently 4.74%*).

We understand a variable rate suits many of our members because it offers them flexibility, but other options are available. We have a simple transfer process which offers lots of benefits.