Applying to borrow more on your mortgage is easy. Here's what to expect:
1. Talk to us
Call us on 0800 121 8899.
We’ll ask questions about the property and assess your ability to make the monthly repayments.
2. We’ll send you an illustration
This will show details of the additional borrowing, which mortgage we recommend, any extra insurance requirements and our responsibilities to you.
3. Complete the application form
You'll need to complete, sign and return the application form to us.
4. We make a decision
Your application goes straight to our in‐house underwriters. They check the details, your income and the current value of your property.
5. We make an offer
If everything looks fine, we send you a mortgage offer. You’ll need to check it, sign it and return it to us.
6. The money is yours
After we’ve received your signed agreement, we send you your money – and you start making your monthly repayments.