Green additional borrowing
Benefit from a lower rate when you borrow more for energy efficiency improvements
You’re eligible if:
- you have a Buy to Let or a residential mortgage with us
- you’ve had your mortgage with us for at least six months and you’ve made six consecutive monthly mortgage payments
- you're not currently on an Offset product. You can find details about your Offset mortgage here.
Here’s how it works:
- borrow up to £25,000
- spend at least 50% of the money you borrow carrying out energy efficiency improvements – we’ll need to see a quote for the work when you apply
- use the rest of the money for other home improvements (if relevant)
- at the end of your initial rate period, your product will either revert to our Standard Variable Rate (SVR), or you can switch to a new product from our core Product Transfer range available at that time.
What's included?
There’s a whole range of efficiency improvements that qualify for Green additional borrowing, including insulation, window and door improvements, and heating and energy installations. Take a look at which improvements are eligible.
See Green additional borrowing options
Read our FAQs
Is there a fee to pay?
Can I use the rest of the money however I choose?
How do I apply?
Have a look at the work that’s eligible for the Green additional borrowing. We suggest getting at least three quotes before making any decisions. You can apply for the further advance by calling us on 0800 121 8899. We’ll need to see the quote or quotes you’ve obtained before we can agree your Green additional borrowing.
Quote must be on headed paper and include labour and materials.
Can I use any supplier or tradesperson to do the work for me?
What if I have a property that’s mortgaged with another lender?
Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.
Call us on 0800 121 8899
- Mon-Fri 8am-7pm
- Saturday 9am-2pm
- Sunday & Bank holidays Closed
Yesterday, people waited on average
17 seconds for savings enquiries
17 seconds for mortgage enquiries
Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.
Call us on
0800 121 8899
Saturday
Sunday
9am - 2pm
Closed
Closed
Closed
8am - 2pm
Yesterday, people waited on average
34 seconds for savings enquiries
12 seconds for mortgage enquiries