You’re eligible if:

• you have a Buy to Let or a residential mortgage with us
• you’ve had your mortgage with us for at least six months and you’ve made six consecutive monthly mortgage payments
• you're not currently on an Offset product. You can find details about your Offset mortgage here.

Here’s how it works:

• borrow up to £25,000
• spend at least 50% of the money you borrow carrying out energy efficiency improvements – we’ll need to see a quote for the work when you apply
• use the rest of the money for other home improvements (if relevant)
• at the end of your initial rate period, your product will either revert to our Standard Variable Rate (SVR), or you can switch to a new product from our core Product Transfer range available at that time.