Four Access ISA (Online)

Tax-free p.a./AER

Registered for online services?

FSCS logo

Registered for online services?


Yes - Restricted

This is a flexible ISA. Take money out of your account by using our Online Services up to four times a year with no charge.

Interest paid



£1 - £20,000

Current and previous years' transfers are allowed

Four Access ISA (Online)

Tax-free p.a./AER (Variable)
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Account overview


Age requirement icon
Variable rate icon
Access icon
Interest paid icon

Summary box

Account name

Four Access ISA (Online)

What is the interest rate?

  Annual interest
Monthly interest
Balance Tax-free^ p.a./AER* AER* Tax-free^ p.a.
£0.01 plus 5.05% 5.05% 4.94%

We calculate the interest daily and pay it annually, on the anniversary of the date you opened the account, or monthly, at the end of the last day of each month.


Interest can be added to the account or paid into another suitable account.

Can Coventry Building Society change the interest rate?

The interest rate is variable, so it can go up or down at any time.


For more details about why we may change the rate, as well as how and when we’ll let you know, see our Saving Accounts Terms and Conditions booklet (section 4).

What would the estimated balance be after 12 months based on a £1,000 deposit?



This would be the balance after 12 months if £1,000 was paid in, all interest was paid back into the account annually, there was no change to the interest rate and no money was taken out or paid in.


This illustration is just an example to help you compare accounts. It does not take into account any individual circumstances.

How do I open and manage my account?

How to open and manage

  • Online
  • You must be aged 16 or over and a UK resident
  • When you apply for the account, you must provide us with a valid email address. 


How to put money into your account

  • Pay in cash or cheques in a branch
  • Post us a cheque
  • Set up transfers from an account with another bank or building society or another account with us. To do this you will need the last 8 digits of your account number and sort code 40-63-01
  • You can transfer in current and/or previous years’ ISA savings using an ISA transfer. If you’re transferring in your current years’ savings, then you must transfer all of it
  • The minimum balance is £1
  • You can pay in up to your annual ISA allowance each tax year, depending on any money you may have already paid into other types of ISA (e.g. stocks and shares). For the current tax year the annual ISA allowance is £20,000


How to keep track of your account

We’ll email you within a month of any money leaving your account, to let you know that your statement is ready to download.


You can still ask for a statement at any time. Just pop into a branch or call us and we’ll send you one by post.

Can I withdraw money?

This is a flexible ISA. You can take money out of your account by using Online Services up to four times a year without having to pay a charge. From the fifth withdrawal onwards (which can include closure), you’ll receive a charge equal to 50 days’ interest based on the amount you’re withdrawing.


The charge will be deducted from the balance of the account, at the time of the withdrawal. Each ‘year’ in this case starts on the anniversary of the day you opened the account.


How to take money out of your account

  • ISA transfer to another Coventry Building Society ISA or to another ISA provider, without losing your tax-free status
  • Ask for a transfer to another Coventry Building Society account or to your named Bank Account using Online Services

Additional information

Interest on ISAs is paid tax-free, that is without tax deducted. ISAs are a savings scheme initiated by the Government, and are subject to change by them. For example the favourable tax treatment may not be maintained.


This account is a limited issue, so we may stop accepting applications at any time. You can only have one Four Access ISA (Online) at a time.


* AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year

Application checklist

Must be a UK resident
Be at least 16 years old
Your Coventry account number 
Your bank or building society account
National insurance number
Have read the following documents 
Ready to open an account?

Four Access ISA (Online)

Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.


Call us on 0800 121 8899

Lines open
  • Mon-Fri 8am-7pm
  • Saturday 9am-2pm
  • Sunday & Bank holidays Closed
Call us

Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.


Call us on

0800 121 8899

Call us