Cash ISAs

How can an ISA boost my savings? 

You can save up to £20,000 each tax year with an ISA (Individual Savings Account) – and the interest is paid tax-free.

Children's

Junior Cash ISA (2)

Help your child save for their future. Savings stay safely stashed away until your child is 18, earning tax-free interest each year.

Rate

4.95%

Tax-free p.a./AER

(Variable)

Access

No

The child can only access the money when they reach 18.

Interest paid

Annually

Deposits

£1 - £9,000

Cash ISA

Four Access ISA

Tax-free and easy to manage online, with limited access. Ensuring your savings grow and reassurance you can still access your money.

Rate

4.55%

Tax-free p.a./AER

(Variable)

Access

Yes - Restricted

This is a flexible ISA. Take money out of your account up to four times a year with no charge.

Interest paid

AnnuallyorMonthly

Deposits

£1 - £20,000

Current and previous years' transfers are allowed

Cash ISA

Fixed Rate ISA (246) 31.05.2026

Save up to £20,000 a year and earn tax-free interest, with the certainty that your rate won’t change.

Rate

4.20%

Tax-free p.a./AER

(Fixed until 31.05.2026)

Access

No

Restrictions – charges apply

Interest paid

AnnuallyorMonthly

Deposits

£1 - £20,000

For the 2024/2025 tax year

Current and previous years' transfers are allowed

Cash ISA

Fixed Rate ISA (247) 31.05.2027

Save up to £20,000 a year and earn tax-free interest, with the certainty that your rate won’t change.

Rate

4.05%

Tax-free p.a./AER

(Fixed until 31.05.2027)

Access

No

Restrictions – charges apply

Interest paid

AnnuallyorMonthly

Deposits

£1 - £20,000

For the 2024/2025 tax year

Current and previous years' transfers are allowed

Cash ISA

Easy Access ISA (Online) (5)

All the tax-free advantages of an ISA, plus unlimited access to your money through Online Services. Good for savers who might need to dip into their savings pot.

Rate

3.40%

Tax-free p.a./AER

(Variable)

Access

Yes

This is a flexible ISA. Take out money whenever you wish by logging into Online Services.

Interest paid

AnnuallyorMonthly

Deposits

£1 - £20,000

Current and previous years' transfers are allowed

Cash ISA

Additional Allowance ISA

For those who’ve inherited an extra ISA allowance from a spouse or civil partner. Keeps your savings tax-free.

Rate

3.15%

Tax-free p.a./AER

(Variable)

Access

Yes

This is not a flexible ISA. You can ask us to do an ISA transfer or request a cheque by post.

Interest paid

Annually

Deposits

Dependent on individual circumstances

Cash ISA

Easy Access ISA (11)

All the tax-free advantages of an ISA, plus unlimited access to your money. Good for savers who might need to dip into their savings pot.

Rate

3.10%

Tax-free p.a./AER

(Variable)

Access

Yes

This is a flexible ISA. Take money out whenever you wish with no charge.

Interest paid

AnnuallyorMonthly

Deposits

£1 - £20,000

Current and previous years' transfers are allowed

Can't find your account? 

It could now be withdrawn. To check your rate see our closed accounts section
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