Fixed rates
Can I make my savings work harder?
Fixed rates are perfect for earning interest on lump sums that you don't need to access for a while.
Fixed Rates
Fixed Bond (372) 31.08.2026
Earn a fixed rate of interest on your money. Perfect for lump sums you can put away for a while.
Rate
4.15%
AER/Gross p.a.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
The gross rate is the interest rate payable before the deduction of tax.
A fixed rate won’t change for the fixed term. A variable rate can go up or down.
The rate shown is based on interest being paid annually.
Access
No
After the 14-day ‘cooling-off period’, you can’t make withdrawals or close the account.
Interest paid
Cash ISA
Fixed Rate ISA (295) 30.09.2026
Save up to £20,000 a year and earn tax-free interest, with the certainty that your rate won’t change.
Rate
4.12%
Tax-free p.a./AER
Tax free - Interest which is paid that is exempt from tax.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
A fixed rate doesn't change. A variable rate can go up or down.
The rate shown is based on interest being paid annually.
Access
No
After the 14-day 'cancellation period' you can't take out part of the money - only full closure is allowed. Charges apply.
Interest paid
Deposits
£1-£20,000
For the 2025/2026 tax year
Current and previous years' transfers are allowed
Cash ISA
Fixed Rate ISA (296) 30.09.2027
Save up to £20,000 a year and earn tax-free interest, with the certainty that your rate won’t change.
Rate
4.01%
Tax-free p.a./AER
Tax free - Interest which is paid that is exempt from tax.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
A fixed rate doesn't change. A variable rate can go up or down.
The rate shown is based on interest being paid annually.
Access
No
After the 14-day 'cancellation period' you can't take out part of the money - only full closure is allowed. Charges apply.
Interest paid
Deposits
£1-£20,000
For the 2025/2026 tax year
Current and previous years' transfers are allowed
Cash ISA
Fixed Rate ISA (297) 30.09.2028
Save up to £20,000 a year and earn tax-free interest, with the certainty that your rate won’t change.
Rate
4.00%
Tax-free p.a./AER
Tax free - Interest which is paid that is exempt from tax.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
A fixed rate doesn't change. A variable rate can go up or down.
The rate shown is based on interest being paid annually.
Access
No
After the 14 day 'cancellation period' you can't take out part of the money - only full closure is allowed. Charges apply.
Interest paid
Deposits
£1-£20,000
For the 2025/2026 tax year
Current and previous years' transfers are allowed
Can't find your account?
What are fixed rate accounts?
Fixed rate bonds and cash ISAs: which option suits you best?
Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.
Call us on 0800 121 8899
- Mon-Fri 8am-7pm
- Saturday 9am-2pm
- Sunday & Bank holidays Closed
Yesterday, people waited on average
17 seconds for savings enquiries
17 seconds for mortgage enquiries
Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.
Call us on
0800 121 8899
Saturday
Sunday
9am - 2pm
Closed
Closed
Yesterday, people waited on average
13 seconds for savings enquiries
32 seconds for mortgage enquiries
