Cash ISAs

How can an ISA boost my savings? 

You can save up to £20,000 each tax year with an ISA (Individual Savings Account) – and the interest is paid tax-free.

Children's

Junior Cash ISA (2)

Help your child save for their future. Savings stay safely stashed away until your child is 18, earning tax-free interest each year.

Rate

4.00%

Tax-free p.a./AER

(Variable)

Access

No

The child can only access the money when they reach 18.

Interest paid

Annually

Deposits

£1 - £9,000

Cash ISA

Fixed Rate ISA (292) 31.05.2026

Save up to £20,000 a year and earn tax-free interest, with the certainty that your rate won’t change.

Rate

3.80%

Tax-free p.a./AER

(Fixed until 31.05.2026)

Access

No

After the 14-day 'cancellation period' you can't take out part of the money - only full closure is allowed. Charges apply.

Interest paid

AnnuallyorMonthly

Deposits

£1-£20,000

For the 2025/2026 tax year

Current and previous years' transfers are allowed

Cash ISA

Fixed Rate ISA (293) 31.05.2027

Save up to £20,000 a year and earn tax-free interest, with the certainty that your rate won’t change.

Rate

3.70%

Tax-free p.a./AER

(Fixed until 31.05.2027)

Access

No

After the 14 day 'cancellation period' you can't take out part of the money - only full closure is allowed. Charges apply.

Interest paid

AnnuallyorMonthly

Deposits

£1-£20,000

For the 2025/2026 tax year

Current and previous years' transfers are allowed

Cash ISA

Fixed Rate ISA (294) 31.05.2028

Save up to £20,000 a year and earn tax-free interest, with the certainty that your rate won’t change.

Rate

3.65%

Tax-free p.a./AER

(Fixed until 31.05.2028)

Access

No

After the 14 day 'cancellation period' you can't take out part of the money - only full closure is allowed. Charges apply.

Interest paid

AnnuallyorMonthly

Deposits

£1-£20,000

For the 2025/2026 tax year

Current and previous years' transfers are allowed

Cash ISA

6 Access ISA (2)

Save from £1 up to £20,000 with tax-free interest

Rate

3.55%

Tax-free p.a./AER

(Variable)

Access

Yes - Restricted

Take money out of your account up to 6 times a year with no charge (a year is a rolling 12 months from account opening). For the 7th and subsequent withdrawals (which include closure), there will be a charge equal to 50 days' interest on the amount withdrawn.

Interest paid

AnnuallyorMonthly

Deposits

£1 - £20,000

Current and previous years' transfers are allowed

Cash ISA

Additional Allowance ISA

For those who’ve inherited an extra ISA allowance from a spouse or civil partner. Keeps your savings tax-free.

Rate

2.45%

Tax-free p.a./AER

(Variable)

Access

Yes

This is not a flexible ISA. You can ask us to do an ISA transfer or request a cheque by post.

Interest paid

Annually

Deposits

Dependent on individual circumstances

Cash ISA

Easy Access ISA (12)

All the tax-free advantages of an ISA, plus unlimited access to your money. Good for savers who might need to dip into their savings pot.

Rate

2.40%

Tax-free p.a./AER

(Variable)

Access

Yes

This is a flexible ISA. Take money out whenever you wish with no charge.

Interest paid

AnnuallyorMonthly

Deposits

£1 - £20,000

Current and previous years' transfers are allowed

Can't find your account? 

It could now be withdrawn. To check your rate see our closed accounts section

What are cash ISAs?

In a regular savings account, interest that you earn can be subject to tax. However, ISAs (Individual Savings Accounts) offer a tax-free way to save and make the most of your money. There’s a variety of ISA account types and features available to suit your individual needs.

Learn about the tax-free saving option

Test your know-how with our ISA quiz, boost your knowledge with our blogs, guides and videos.

Busting common myths around cash ISAs

We’ve broken down some common cash ISA myths to help separate fact from fiction.

Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.

 

Call us on 0800 121 8899

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Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.

 

Call us on

0800 121 8899

Call us

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