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Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.
This shows only what you’ll pay each month during your initial deal period. It doesn’t take into account any fees or charges if you make changes to your mortgage. Please note this is only an estimate.

3.09% Fixed to 31.10.24

Rate

3.09%

3.09% Fixed Rate until 31.10.24
Followed by 4.24%* Variable until 31.10.27
Followed by 4.89%* Variable for remainder of term

APRC

4.4%

Product fee

£0

Information

Max loan to value: 90%
Early repayment charge: Yes

Information

Max loan to value: 90%
Early repayment charge: Yes

2.65% Fixed to 31.10.24

Rate

2.65%

2.65% Fixed Rate until 31.10.24
Followed by 4.24%* Variable until 31.10.27
Followed by 4.89%* Variable for remainder of term

APRC

4.4%

Product fee

£999

Information

Max loan to value: 85%
Early repayment charge: Yes

Information

Max loan to value: 85%
Early repayment charge: Yes

2.70% Fixed rate to 31.10.27 (Product Transfer and Further Advance Only)

Rate

2.70%

2.70% Fixed rate to 31.10.27
Followed by 4.89%* Variable for remainder of term

APRC

4.0%

Product fee

£0

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

2.99% Fixed to 31.10.24

Rate

2.99%

2.99% Fixed Rate until 31.10.24
Followed by 4.24%* Variable until 31.10.27
Followed by 4.89%* Variable for remainder of term

APRC

4.4%

Product fee

£0

Information

Max loan to value: 85%
Early repayment charge: Yes

Information

Max loan to value: 85%
Early repayment charge: Yes

2.55% Fixed to 31.10.24

Rate

2.55%

2.55% Fixed Rate until 31.10.24
Followed by 4.24%* Variable until 31.10.27
Followed by 4.89%* Variable for remainder of term

APRC

4.4%

Product fee

£999

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

2.80% Fixed to 31.10.27

Rate

2.80%

2.80% Fixed Rate until 31.10.27
Followed by 4.89%* Variable for remainder of term

APRC

4.1%

Product fee

£999

Information

Max loan to value: 85%
Early repayment charge: Yes

Information

Max loan to value: 85%
Early repayment charge: Yes

Offset Interest-only Fixed rate to 31.10.24

Rate

2.95%

2.95% Fixed Rate to 31.10.24
Followed by 4.24%* Variable until 31.10.27
Followed by 4.89%* Variable for remainder of term

APRC

4.5%

Product fee

£999

Information

Max loan to value: 50%
Early repayment charge: Yes

Information

Max loan to value: 50%
Early repayment charge: Yes

3.15% Flexx Fixed rate to 31.10.32

Rate

3.15%

3.15% Flexx Fixed rate to 31.10.32
Followed by 4.89%* Variable for remainder of term

APRC

3.5%

Product fee

£0

Information

Max loan to value: 75%
Early repayment charge: No

Information

Max loan to value: 75%
Early repayment charge: No

2.75% Fixed rate to 31.10.24 (Product Transfer and Further Advance Only)

Rate

2.75%

2.75% Fixed rate to 31.10.24
Followed by 4.24%* Variable until 31.10.27
Followed by 4.89%* Variable for remainder of term

APRC

4.4%

Product fee

£0

Information

Max loan to value: 85%
Early repayment charge: Yes

Information

Max loan to value: 85%
Early repayment charge: Yes

Standard Variable Rate

Rate

4.89%

Standard Variable Rate for the mortgage term, currently 4.64%.

APRC

5.0%

Product fee

£0

Information

Max loan to value: 75%
Early repayment charge: No

Information

Max loan to value: 75%
Early repayment charge: No

Offset Interest-only Fixed rate to 31.10.27

Rate

3.05%

3.05% Fixed Rate to 31.10.27
Followed by 4.89%* Variable for remainder of term

APRC

4.2%

Product fee

£999

Information

Max loan to value: 50%
Early repayment charge: Yes

Information

Max loan to value: 50%
Early repayment charge: Yes

2.89% Fixed to 31.10.24

Rate

2.89%

2.89% Fixed Rate until 31.10.24
Followed by 4.24%* Variable until 31.10.27
Followed by 4.89%* Variable for remainder of term

APRC

4.4%

Product fee

£0

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

2.70% Fixed to 31.10.27

Rate

2.70%

2.70% Fixed Rate until 31.10.27
Followed by 4.89%* Variable for remainder of term

APRC

4.1%

Product fee

£999

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

2.60% Fixed rate to 31.10.27 (Product Transfer and Further Advance Only)

Rate

2.60%

2.60% Fixed rate to 31.10.27
Followed by 4.89%* Variable for remainder of term

APRC

4.0%

Product fee

£0

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

3.24% Fixed to 31.10.27

Rate

3.24%

3.24% Fixed Rate until 31.10.27
Followed by 4.89%* Variable for remainder of term

APRC

4.3%

Product fee

£0

Information

Max loan to value: 90%
Early repayment charge: Yes

Information

Max loan to value: 90%
Early repayment charge: Yes

3.04% Fixed to 31.10.27

Rate

3.04%

3.04% Fixed Rate until 31.10.27
Followed by 4.89%* Variable for remainder of term

APRC

4.2%

Product fee

£0

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

Offset 2.85% Fixed rate to 31.10.24

Rate

2.85%

2.85% Fixed rate to 31.10.24
Followed by 4.24%* Variable until 31.10.27
Followed by 4.89%* Variable for remainder of term

APRC

4.4%

Product fee

£999

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

3.34% Fixed to 31.10.27

Rate

3.34%

3.34% Fixed Rate until 31.10.27
Followed by 4.89%* Variable for remainder of term

APRC

4.3%

Product fee

£0

Information

Max loan to value: 95%
Early repayment charge: Yes

Information

Max loan to value: 95%
Early repayment charge: Yes

4.24% Flexx Fixed rate to 31.10.27

Rate

4.24%

4.24% Flexx Fixed rate to 31.10.27
Followed by 4.89%* Variable for remainder of term

APRC

4.7%

Product fee

£0

Information

Max loan to value: 100%
Early repayment charge: No

Information

Max loan to value: 100%
Early repayment charge: No

Bank Base Rate Flexx Tracker +1.20% to 31.10.24

Rate

2.20%

Base Rate Flexx Tracker +1.20% with a floor of 1.00% to 31.10.24
Followed by 4.24%* Variable until 31.10.27
Followed by 4.89%* Variable for remainder of term

APRC

4.3%

Product fee

£999

Information

Max loan to value: 75%
Early repayment charge: No

Information

Max loan to value: 75%
Early repayment charge: No

2.55% Fixed rate to 31.10.24 (Product Transfer and Further Advance Only)

Rate

2.55%

2.55% Fixed rate to 31.10.24
Followed by 4.24%* Variable until 31.10.27
Followed by 4.89%* Variable for remainder of term

APRC

4.3%

Product fee

£0

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

3.19% Fixed to 31.10.24

Rate

3.19%

3.19% Fixed Rate until 31.10.24
Followed by 4.24%* Variable until 31.10.27
Followed by 4.89%* Variable for remainder of term

APRC

4.5%

Product fee

£0

Information

Max loan to value: 95%
Early repayment charge: Yes

Information

Max loan to value: 95%
Early repayment charge: Yes

3.14% Fixed to 31.10.27

Rate

3.14%

3.14% Fixed Rate until 31.10.27
Followed by 4.89%* Variable for remainder of term

APRC

4.2%

Product fee

£0

Information

Max loan to value: 85%
Early repayment charge: Yes

Information

Max loan to value: 85%
Early repayment charge: Yes

Offset 2.95% Fixed rate to 31.10.27

Rate

2.95%

2.95% Fixed Rate to 31.10.27
Followed by 4.89%* Variable for remainder of term

APRC

4.2%

Product fee

£999

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

2.75% Fixed to 31.10.24

Rate

2.75%

2.75% Fixed Rate until 31.10.24
Followed by 4.24%* Variable until 31.10.27
Followed by 4.89%* Variable for remainder of term

APRC

4.4%

Product fee

£999

Information

Max loan to value: 90%
Early repayment charge: Yes

Information

Max loan to value: 90%
Early repayment charge: Yes

2.65% Fixed rate to 31.10.24 (Product Transfer and Further Advance Only)

Rate

2.65%

2.65% Fixed rate to 31.10.24
Followed by 4.24%* Variable until 31.10.27
Followed by 4.89%* Variable for remainder of term

APRC

4.3%

Product fee

£0

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

2.90% Fixed to 31.10.27

Rate

2.90%

2.90% Fixed Rate until 31.10.27
Followed by 4.89%* Variable for remainder of term

APRC

4.1%

Product fee

£999

Information

Max loan to value: 90%
Early repayment charge: Yes

Information

Max loan to value: 90%
Early repayment charge: Yes
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Our help section is bursting with useful information. If you'd rather chat, just give us a call.

 

Call us on

0800 121 8899

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