First time buyer
Ready to buy your first home? You're in the right place.
We know that buying your first home can be hard and confusing. But it’s ok – we’ve done this before! In fact, in 2024 we helped over 7,000 first time buyers purchase their homes.
How much can you borrow?
See how much we might be able to lend you, based on your income and outgoings.
Mortgage products
View our first time buyer mortgages. If you need help, call us on 0800 121 8899.
Your home may be repossessed if you do not keep up repayments on your mortgage
Secure your savings
First Home Saver (2)
4.25
AER/Gross p.a.
(Variable)
(Variable)
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
The gross rate is the interest rate payable before the deduction of tax.
A fixed rate won’t change for the fixed term. A variable rate can go up or down.
The rate shown is based on interest being paid annually.
Withdraw money charge-free, by applying 60 days' notice to the account or 60 days penalty charge for immediate withdrawal/closure.
Buying your first home is exciting – but it can be a lot!
Take a look at our first time buyer guide. It includes practical tips, expert advice and step-by-step support, all tailored to first time buyers. So, whether you're just exploring your options or you're ready to make an offer, we’ve got you covered.
Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.
Call us on 0800 121 8899
Lines open
- Mon-Fri 8am-7pm
- Saturday 9am-2pm
- Sunday & Bank holidays Closed
Yesterday, people waited on average
17 seconds for savings enquiries
17 seconds for mortgage enquiries
Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.
Call us on
0800 121 8899
Monday - Friday
Saturday
Sunday
Saturday
Sunday
Bank holidays
8am - 7pm
9am - 2pm
Closed
Closed
9am - 2pm
Closed
Closed
Yesterday, people waited on average
35 seconds for savings enquiries
35 seconds for mortgage enquiries
