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Easter opening hours - our branches and Customer Service Centre are closed Friday 10 April, Sunday 12 April and Monday 13 April.


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We understand you might be worried during this unusual time. We’re here to help and support you. Most of our services are available online.  We’re trying to keep our branches and phone lines open for those who really need us. It’s essential that you don’t visit a branch unless it’s absolutely necessary , and please leave our phone lines free for those in greatest need of help.

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Maintance Update - We’re giving our system a bit of a check up tonight from 11pm for a few hours. While we do that, our Online Services, password set-up service and savings account opening might not be available. We’ll be back up and running by the morning.

Remortgage to us

Enter a value between £1 and £99,999,999
Enter a value between £1 and £1,000,000 Enter a value between £1 and £250,000 Enter a value between £25,001 - £1,000,000 The mortgage amount can not exceed the property value
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Your home may be repossessed if you do not keep up repayments on your mortgage.

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What these numbers mean?
Product Rate Terms Overall cost for comparison Max loan to value Early Repayment Charge? Monthly payment Excluding fees Product fee
What these numbers mean?
Product Rate Terms Overall cost for comparison Max loan to value Early Repayment Charge? Monthly payment Excluding fees Product fee
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Monthly payment
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Overall cost of a mortgage
To help understand the typical cost of a remortgage, please see the representative example below.

Representative example
A mortgage of £110,000.00 starting on 01.10.19 payable over 25 years on an initial fixed rate of 1.29% to 31.12.21, followed by our standard variable rate currently at 4.99% to 31.12.24, before reverting to our Privilege Rate currently at 4.74% (variable) for the remainder of the mortgage. This would require 26 monthly payments of £433.91, 36 monthly payments of £631.34 and 236 monthly payments of £617.65, plus one initial interest payment of £121.85.

The total amount payable would be £179,897.15 made up of the loan amount plus interest of £67,463.15, a valuation fee of £210.00, a product fee of £999.00 and a funds transfer fee of £8.00.

The overall cost for comparison is 4.3% APRC representative.

For an example of overall cost on one of the products shown above, select specific product.