If you’ve saved a deposit of 5% or more, we’re ready to help you buy your first home.
It doesn’t have to be daunting. Read our guide to see what’s involved and use our calculators to find out how much you could borrow.
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It depends - we'll assess what you can afford. To get an idea, try our affordability calculator.
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A minimum of 10% of the purchase price.
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Insurance policies protect you if the worst happens to your property or if personal changes affect your ability to pay your mortgage.
Protect your home and your family with the right insurance cover.
Find out how much you could borrow with one of our mortgages.
It will take about 10 minutes to complete and you’ll need the following information:
Your income details (regular salary/wages, bonuses, overtime, allowance).
Any credit commitments you have (loans/student loans, pension payments, credit and store cards, family commitments; school fees, child maintenance, child care).
The calculator is not an offer to lend and is for new purchase and re-mortgage applications only.
If you are an existing customer who is looking to make a change to your mortgage, such as borrowing more, give us a call on 0800 121 8899 and we'll let you know how much you could borrow.