Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
First Time Buyer
Someone buying their own home for the first time.
If you are buying your first home in a CV postcode area, you could get £1000 cashback. Discover more
If you're buying your first home in a CV postcode area, you could get £1000 cashback. Discover more.
Your home may be repossessed if you do not keep up repayments on your mortgage
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The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.
This shows only what you’ll pay each month during your initial deal period. It doesn’t take into account any fees or charges if you make changes to your mortgage. Please note this is only an estimate.
5.11% Fixed to 31.12.27
Information
Max loan to value: 95%
Early repayment charge: Yes
FTB 4.40% Fixed to 31.12.28
Information
Max loan to value: 65%
Early repayment charge: Yes
4.19% Fixed to 31.12.30
Information
Max loan to value: 75%
Early repayment charge: Yes
FTB 5.01% Fixed to 31.12.28
Information
Max loan to value: 90%
Early repayment charge: Yes
CV 5.28% Fixed to 31.12.30
Information
Max loan to value: 95%
Early repayment charge: Yes
4.36% Fixed to 31.12.27
Information
Max loan to value: 80%
Early repayment charge: Yes
4.20% Fixed to 31.12.28
Information
Max loan to value: 75%
Early repayment charge: Yes
5.19% Fixed to 31.12.30
Information
Max loan to value: 95%
Early repayment charge: Yes
Offset 4.49% Fixed rate to 31.12.30
Information
Max loan to value: 75%
Early repayment charge: Yes
FTB 4.96% Fixed to 31.12.27
Information
Max loan to value: 90%
Early repayment charge: Yes
FTB 4.66% Fixed to 31.12.27
Information
Max loan to value: 85%
Early repayment charge: Yes
FTB 4.46% Fixed to 31.12.30
Information
Max loan to value: 80%
Early repayment charge: Yes
Offset 4.34% Fixed rate to 31.12.27
Information
Max loan to value: 75%
Early repayment charge: Yes
FTB 4.59% Fixed to 31.12.27
Information
Max loan to value: 80%
Early repayment charge: Yes
CV 4.66% Fixed to 31.12.27
Information
Max loan to value: 85%
Early repayment charge: Yes
CV 5.35% Fixed to 31.12.27
Information
Max loan to value: 95%
Early repayment charge: Yes
FTB 4.52% Fixed to 31.12.28
Information
Max loan to value: 75%
Early repayment charge: Yes
4.04% Fixed to 31.12.27
Information
Max loan to value: 75%
Early repayment charge: Yes
CV 4.72% Fixed to 31.12.28
Information
Max loan to value: 85%
Early repayment charge: Yes
4.44% Fixed to 31.12.30
Information
Max loan to value: 85%
Early repayment charge: Yes
FTB 4.87% Fixed to 31.12.30
Information
Max loan to value: 90%
Early repayment charge: Yes
FTB 4.33% Fixed to 31.12.30
Information
Max loan to value: 75%
Early repayment charge: Yes
FTB 4.45% Fixed to 31.12.27
Information
Max loan to value: 75%
Early repayment charge: Yes
4.03% Fixed to 31.12.28
Information
Max loan to value: 65%
Early repayment charge: Yes
4.69% Fixed to 31.12.28
Information
Max loan to value: 90%
Early repayment charge: Yes
4.08% Fixed to 31.12.30
Information
Max loan to value: 65%
Early repayment charge: Yes
CV 4.59% Fixed to 31.12.30
Information
Max loan to value: 85%
Early repayment charge: Yes
CV 4.87% Fixed to 31.12.30
Information
Max loan to value: 90%
Early repayment charge: Yes
4.48% Fixed to 31.12.28
Information
Max loan to value: 85%
Early repayment charge: Yes
4.32% Fixed to 31.12.30
Information
Max loan to value: 80%
Early repayment charge: Yes
FTB 4.36% Fixed to 31.12.27
Information
Max loan to value: 65%
Early repayment charge: Yes
4.43% Fixed to 31.12.28
Information
Max loan to value: 80%
Early repayment charge: Yes
CV 5.01% Fixed to 31.12.28
Information
Max loan to value: 90%
Early repayment charge: Yes
4.41% Fixed to 31.12.27
Information
Max loan to value: 85%
Early repayment charge: Yes
FTB 5.35% Fixed to 31.12.27
Information
Max loan to value: 95%
Early repayment charge: Yes
4.72% Fixed to 31.12.30
Information
Max loan to value: 90%
Early repayment charge: Yes
3.95% Fixed to 31.12.27
Information
Max loan to value: 65%
Early repayment charge: Yes
FTB 4.72% Fixed to 31.12.28
Information
Max loan to value: 85%
Early repayment charge: Yes
FTB 5.39% Fixed to 31.12.28
Information
Max loan to value: 95%
Early repayment charge: Yes
5.16% Fixed to 31.12.28
Information
Max loan to value: 95%
Early repayment charge: Yes
FTB 4.28% Fixed to 31.12.30
Information
Max loan to value: 65%
Early repayment charge: Yes
CV 4.96% Fixed to 31.12.27
Information
Max loan to value: 90%
Early repayment charge: Yes
FTB 4.67% Fixed to 31.12.28
Information
Max loan to value: 80%
Early repayment charge: Yes
CV 5.39% Fixed to 31.12.28
Information
Max loan to value: 95%
Early repayment charge: Yes
FTB 4.59% Fixed to 31.12.30
Information
Max loan to value: 85%
Early repayment charge: Yes
FTB 5.28% Fixed to 31.12.30
Information
Max loan to value: 95%
Early repayment charge: Yes
4.67% Fixed to 31.12.27
Information
Max loan to value: 90%
Early repayment charge: Yes
Overall cost of a mortgage
To help understand the typical cost of this mortgage, please see the representative example below.
Representative example (This is not an illustration and should only be used as an example)
A mortgage of £207,388.00 starting on 01.06.25 payable over 26 years on an initial fixed rate of 5.78% to 31.10.27, then reverting to our standard variable rate currently at 6.94% for the remainder of the mortgage. This would require 28 monthly payments of £1,287.80 and 279 monthly payments of £1,430.03, plus one initial interest payment of £986.52.
The total amount payable would be £436,023.29 made up of the loan amount plus interest of £228,093.29, a valuation fee of £263.00 and a funds transfer fee of £8.00.
The overall cost for comparison is 6.9% APRC representative.
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Yesterday, people waited on average
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17 seconds for mortgage enquiries
Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.
Call us on
0800 121 8899
Monday - Friday
Saturday
Sunday
Saturday
Sunday
Bank holidays
8am - 7pm
9am - 2pm
Closed
Closed
9am - 2pm
Closed
Closed
Yesterday, people waited on average
15 seconds for savings enquiries
8 seconds for mortgage enquiries
