If you already have a mortgage with us and your circumstances have changed, or you’re coming to the end of your current deal, it’s worth reviewing your current mortgage.
We may be able to help you find a new mortgage – to reduce your monthly repayments, the length of time left on your mortgage or borrow more – as long as you can afford to. This is called 'switching'.
Our full range of mortgages are available to existing customers as well as our range of exclusive transfer mortgages - which are only available to existing members.
How to switch your mortgage
Call us on 0800 121 6263 and talk it over with one of our advisors – they’ll assess your situation and let you know if a different mortgage might suit you better.
Make sure you set aside enough time when you call us – allow between 45 minutes and 1.5 hours.
We’ll make sure you can afford the repayments by looking at your income and financial commitments.
On some mortgages, early repayment charges may apply if you switch before the end of the current deal. Whatever your situation, it’s worth calling us - we can ‘reserve’ a new mortgage for you for up to four months from the date you apply.