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If you already have a mortgage with us and your circumstances have changed, or you’re coming to the end of your current deal, it’s worth reviewing your current mortgage.

Switching

We may be able to help you find a new mortgage – to reduce your monthly repayments, change the length of your mortgage or borrow more – as long as you can afford to.  This is called 'switching'.

Our full range of mortgages are available to existing customers as well as our range of exclusive transfer mortgages - which are only available to existing members.

View our full range of mortgages 

How to switch your mortgage

Call us on 0800 121 6263 and talk it over with one of our advisors – they’ll assess your situation and let you know if a different mortgage might suit you better.

Make sure you set aside enough time when you call us – allow between 45 minutes and 1.5 hours.

We’ll make sure you can afford the repayments by looking at your income and financial commitments.

On some mortgages, early repayment charges may apply if you switch before the end of the current deal. Whatever your situation, it’s worth calling us - we can ‘reserve’ a new mortgage for you for up to four months from the date you apply.

Existing members

Whether you'd like to borrow more, move home or change your current mortgage, we're here to help.

Help and guides

We’ve got lots of information to help you understand more about our mortgages and lending criteria.

Other information

Read some of the other important information you should know about having a mortgage with us.