Your home may be repossessed if you do not keep up repayments on your mortgage.
An Offset mortgage links your Offset savings account to your mortgage. You’re only charged interest on the difference between your mortgage and savings balance.
This is the Offset benefit – use it to reduce your term or your monthly payment.
An Offset mortgage links your Offset savings to your mortgage...
You can use the Offset benefit you save in two different ways...
You won’t receive any Offset benefit on the excess amount...
You won’t receive any Offset benefit...
No, because we don't pay interest on the savings. And there's no income tax liability either.
Are your mortgage payments covered if you can't work?
If you're moving home, switching your mortgage or moving your mortgage to us from another lender, it's a good time to review your insurance cover.
Find out how much you could borrow with one of our mortgages. It will take about 10 minutes to complete and you’ll need the following information:
Your income for the last three years (regular salary/wages, bonuses, overtime, allowances).
Any credit commitments you have (Loans/student loans, pension payments, credit and store cards, family commitments; school fees, child maintenance, child care).
The calculator is not an offer to lend.