You'll need to apply to us for a 'transfer of equity'. We'll go through a full affordability check with everyone named on the mortgage and there may be a credit check.  You'll also need to appoint a solicitor to change the names on the title deeds, so you'll have to pay legal costs and this will include a Land Registry fee.

To make sure that switching is the best option for you, call us on 0800 121 6263 and we'll talk it over. Allow at least an hour for the call.  Switch my mortgage.

Yes, but it will be subject to the value of your property, the Loan to Value of the whole mortgage and how much you can afford. 

Different terms and conditions will apply depending on the type of mortgage you have, so call us on 0800 121 6263 and we'll try and help. Borrow more.

You should receive your statement by the end of January each year. If you have not received it by then, please contact us. 

It's straightforward to read but if you need some help, here's our guide on how to understand it: mortgage statements.