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Your home may be repossessed if you do not keep up repayments on your mortgage.

Making changes

If you have a mortgage with us, and you're moving home, you can apply to take your mortgage with you. If you want to review your current mortgage, we may be able to help you switch to a new one. And if you'd like to borrow more, just call us - we'll do our best to help. 

Members benefits 

  • Existing members get the same great deals as new customers
  • Reserve your mortgage offer for up to 4 months
  • UK-based advisors

1st place gold ribbon winners

In Autumn 2016 we were awarded the Fairer Finance 1st place gold ribbon for mortages for the second year running.
Fairer finance mortgage Gold Ribbon winners

Existing members - help

I’m struggling to meet my mortgage repayments. What should I do?

If you’re having trouble paying your mortgage, or think you may struggle in the future, call us as soon as possible on 0800 121 6263.

Can I add or remove someone from my mortgage?

You'll need to apply to us for a 'transfer of equity'...

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I’m an existing mortgage customer. Can I switch to a different mortgage?

Yes, you can apply to switch your mortgage...

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I’m moving home. Can I take my mortgage with me?

Most of our mortgages are ‘portable’. Call us on 0800 121 6263 as soon as you decide you want to move home.

I’d like to borrow more. Can I do this?

Yes, but it will be subject to the value of your property and the Loan to Value...

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When will I get my mortgage statement?

Every year we send you a statement...

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Thinking about making a change?

Have your circumstances changed or would you like a mortgage review? Call us on 0800 121 6263 to talk to us about switching your mortgage .

Want to borrow more?

If you've had your mortgage with us for at least six months and you've made six consecutive monthly contractual payments, you could apply to borrow more. Call us on 0800 121 6263 and we'll discuss your options.

Moving to a new home?

Most of our mortgages are portable - so you could apply to take yours with you when you move. Get in touch with us as soon as you're thinking of moving home.

Protect what matters

If you’re moving home, switching mortgage or borrowing more, it’s a good time to review your insurance cover.

Read more about insurance

We know things change...

That’s life, we want to help. You can apply to add or remove someone from your mortgage, rent out your home or apply to change your mortgage term.
 

If you’re struggling to meet your repayments, or think you may in the future, call us as soon as possible on 0800 121 6263.

How much can I borrow? Try our affordability calculator

Find out how much you could borrow with one of our mortgages. It will take about 10 minutes to complete and you’ll need the following information:

Your income for the last three years (Regular salary/wages, bonuses, overtime, allowances)

Any credit commitments you have (Loans/student loans, pension payments, credit and store cards, family commitments (school fees, child maintenance, child care)

The calculator is not an offer to lend.

Ready to get started? Choose the number of applicants below

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