About us

What type of saver are you?

 #

Are you someone who saves for a rainy day, planning for life's unexpected twists? Or do you prefer to save for sunny days, focusing on goals like holidays and exciting experiences? Perhaps you're a balanced saver, carefully managing both the present and the future. 

 

This quiz will help you discover your saving style by exploring your financial habits, priorities, and attitudes towards money. Whether you're cautious, carefree, or somewhere in between, understanding your saving behaviours can help you make smarter financial decisions. Take our quiz to find out which type of saver you are!

 

Q1: When you receive an unexpected bonus or payout, what do you do first?

 

a) Save for unexpected costs 

 

b) Plan a treat or special experience with loved ones

 

c) Split it between saving and spending

Q2: How do you feel about using your savings?

 

a) I prefer to keep my savings untouched unless absolutely necessary

 

b) I enjoy using my savings to create memories and experiences 

 

c) I use my savings when needed but also make sure I have enough for future plans

Q3: What motivates you to save regularly?

 

a) The peace of mind of knowing I’m prepared for anything 

 

b) The excitement of planning for days out, holidays or other unforgettable moments 

 

c) The satisfaction of being prepared for both emergencies and enjoyment

Q4: Which statement resonates most with you?

 

a) “Save for a rainy day so you’re never caught off guard.”

 

b) “Invest in experiences that bring joy and create lasting memories.”

 

c) “Strike a balance between enjoying yourself and making sure you can handle emergencies.” 

Q5: Which type of savings account would suit your savings style best?

 

a) I want to lock my money away to get the best rate and only access it when I face an emergency

 

b) I want to access my savings as and when I need them, so I can enjoy life’s experiences

 

c) I want to use a range of savings accounts so I can still access some of my savings while putting away the rest in a higher interest account

Related articles:

Illustration of a person gardening and planting a seed

The psychology of saving

 

Have you ever wondered why you spend – or save – the way you do? You might be surprised to know that there’s actually a little bit of science behind it.