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Monday 24 December - 8am - 5pm
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Monday 31 December - 8am - 5pm
Tuesday 1 January - closed


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Our Online Services, password set-up service and savings account opening will be unavailable for a short period from 11pm on Tuesday 11 December until the early hours of Wednesday morning.

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Life insurance can provide substantial financial help to the people you leave behind when you die.

There are three types of life insurance:

  • Decreasing term
    Designed to pay off the remainder of the mortgage if you die (even if it's in joint names). The amount you’re insured for reduces as your mortgage decreases.
  • Level term
    Pays out a fixed amount if you die (even if it's in joint names). The amount you’re insured for stays the same for as long as you’re paying into the policy. This is often used with interest only mortgages.
  • Whole of life
    Pays out a lump sum to your dependants if you die.

If you’re increasing your mortgage, make sure you have enough cover in place.

You can speak to an insurance provider or your financial advisor about life insurance.