We use cookies to ensure we give you the best browsing experience on our website. This includes cookies from third party analytics providers to help us understand how you use our site so we can continually improve. You can delete and block cookies, but parts of our site won't work without them.

If you'd like to find out more about how we use cookies view our Cookie policy.

To find out more about how we look after your data view our Privacy notice.

Manage cookies

FOR INTERMEDIARY AND PROFESSIONAL ADVISORS ONLY. NOT FOR CONSUMER USE.

Coventry intermediaries logo0800 121 7788 Monday to Friday 9am - 5pm. Closed on bank holidays.

Offset products

Product code search

Offset quick links

Before you select a product from the table below, you can find out more about Offset including how to calculate the potential benefits for your client and their affordability. When you have chosen your product use the quick links to check our lending policy before creating your case.

Affordability calculator Lending policy Create case

All Offset products are provided by Coventry Building Society.

Product name
and code
Current rateMax
LTV
Application and
Product Fees
RMTS incl. RMTS stands for Remortgage Transfer Service. Find out more about this service here.Valuation incl. Where a valuation is included, please see product details for the maximum value. ERC-
free Where an Early Repayment Charge is payable, please see product details for further information.
OFT54
Offset 1.29% Fixed rate to 31.12.23
1.29% 50% Application fee: None
Product fee: £999 (can be added to mortgage)
YesYesNo
OFT55
Offset 1.39% Fixed rate to 31.12.23
1.39% 50% Application fee: None
Product fee: None
YesYesNo
OFT59
Offset 1.39% Fixed rate to 31.12.26
1.39% 50% Application fee: None
Product fee: £999 (can be added to mortgage)
YesYesNo
OFT60
Offset 1.49% Fixed rate to 31.12.26
1.49% 50% Application fee: None
Product fee: None
YesYesNo
OI025
Offset Interest-only Fixed rate to 31.12.23
1.59% 50% Application fee: None
Product fee: £999 (can be added to mortgage)
YesYesNo
OI026
Offset Interest-only Fixed rate to 31.12.23
1.69% 50% Application fee: None
Product fee: None
YesYesNo
OI027
Offset Interest-only Fixed rate to 31.12.26
1.69% 50% Application fee: None
Product fee: £999 (can be added to mortgage)
YesYesNo
OI028
Offset Interest-only Fixed rate to 31.12.26
1.79% 50% Application fee: None
Product fee: None
YesYesNo
OFT56
Offset 1.39% Fixed rate to 31.12.23
1.39% 65% Application fee: None
Product fee: £999 (can be added to mortgage)
YesYesNo
OFT57
Offset 1.49% Fixed rate to 31.12.23
1.49% 65% Application fee: None
Product fee: None
YesYesNo
OFT61
Offset 1.49% Fixed rate to 31.12.26
1.49% 65% Application fee: None
Product fee: £999 (can be added to mortgage)
YesYesNo
OFT62
Offset 1.59% Fixed rate to 31.12.26
1.59% 65% Application fee: None
Product fee: None
YesYesNo
OFT64
Offset 2.59% Fixed rate to 31.12.31
2.59% 65% Application fee: None
Product fee: £999 (can be added to mortgage)
YesYesNo
OFT58
Offset 1.49% Fixed rate to 31.12.23
1.49% 75% Application fee: None
Product fee: £999 (can be added to mortgage)
YesYesNo
OFT46
Offset 1.59% Fixed rate to 31.12.23
1.59% 75% Application fee: None
Product fee: None
YesYesNo
OFT63
Offset 1.59% Fixed rate to 31.12.26
1.59% 75% Application fee: None
Product fee: £999 (can be added to mortgage)
YesYesNo
OFT52
Offset 1.65% Fixed rate to 31.12.26
1.65% 75% Application fee: None
Product fee: None
YesYesNo

Making your application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that your client’s circumstances meet our residential lending policy before submitting their application.

Then produce a DIP and, subject to our acceptance at this point, proceed to a full application.

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines (PDF 109KB)Opens in a new window.

Application and valuation fees (where applicable) are payable on application, and are non-refundable. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

Our Remortgage Transfer Service

Your client could take advantage of our quick and easy Remortgage Transfer Service when they transfer their existing mortgage to a new product with us.

Close X

Need some help?

Chat now

Or try our FAQS