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Offset quick links
Before you select a product from the table below, you can find out more about Offset including how to calculate the potential benefits for your client and their affordability. When you have chosen your product use the quick links to check our lending policy before creating your case.
Affordability calculator Lending policy Create caseAll Offset products are provided by Coventry Building Society.
| Product name and code | Current rate | Max LTV | Application and Product Fees | RMTS incl.  RMTS stands for Remortgage Transfer Service. Find out more about this service here. | Valuation incl. Where a valuation is included, please see product details for the maximum value. |
ERC- free Where an Early Repayment Charge is payable, please see product details for further information. |
|---|---|---|---|---|---|---|
OI001 Offset Interest-only Fixed rate to 31.12.22 | 1.87% | 50% | Application fee: None Product fee: £999 (can be added to mortgage) |  | |  |
OI003 Offset Interest-only Fixed rate to 31.12.25 | 2.15% | 50% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
OI002 Offset Interest-only Fixed rate to 31.12.22 | 2.29% | 50% | Application fee: None Product fee: None | | | |
OI004 Offset Interest-only Fixed rate to 31.12.25 | 2.35% | 50% | Application fee: None Product fee: None | | | |
OFQ84 Offset 3.15% Fixed rate to 31.12.22 | 3.15% | 85% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
OFQ87 Offset 3.25% Fixed rate to 31.12.25 | 3.25% | 85% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
Making your application
To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that your client’s circumstances meet our residential lending policy before submitting their application.
Then produce a DIP and, subject to our acceptance at this point, proceed to a full application.
Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines (PDF 112KB)Opens in a new window.
Application and valuation fees (where applicable) are payable on application, and are non-refundable. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.
Our Remortgage Transfer Service
Your client could take advantage of our quick and easy Remortgage Transfer Service when they transfer their existing mortgage to a new product with us.