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Offset quick links
Before you select a product from the table below, you can find out more about Offset including how to calculate the potential benefits for your client and their affordability. When you have chosen your product use the quick links to check our lending policy before creating your case.
Affordability calculator Lending policy Create caseAll Offset products are provided by Coventry Building Society.
| Product name and code | Current rate | Max LTV | Application and Product Fees | RMTS incl.  RMTS stands for Remortgage Transfer Service. Find out more about this service here. | Valuation incl. Where a valuation is included, please see product details for the maximum value. |
ERC- free Where an Early Repayment Charge is payable, please see product details for further information. |
|---|---|---|---|---|---|---|
OFN87 Offset 1.69% Fixed rate to 31.12.20 | 1.69% | 50% | Application fee: None Product fee: £999 (can be added to mortgage) |  | |  |
OFN99 Offset 1.99% Fixed rate to 31.12.20 | 1.99% | 50% | Application fee: None Product fee: None | | | |
OFL62 Offset Flexx for Term | 2.09% | 50% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
OFN95 Offset 2.09% Fixed rate to 31.12.23 | 2.09% | 50% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
OFO04 Offset 2.29% Fixed rate to 31.12.23 | 2.29% | 50% | Application fee: None Product fee: None | | | |
OFN88 Offset 1.79% Fixed rate to 31.12.20 | 1.79% | 65% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
OFO01 Offset 2.09% Fixed rate to 31.12.20 | 2.09% | 65% | Application fee: None Product fee: None | | | |
OFN96 Offset 2.15% Fixed rate to 31.12.23 | 2.15% | 65% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
OFL63 Offset Flexx for Term | 2.19% | 65% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
OFO05 Offset 2.35% Fixed rate to 31.12.23 | 2.35% | 65% | Application fee: None Product fee: None | | | |
OFN98 Offset 2.55% Fixed rate to 31.12.28 | 2.55% | 65% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
OFO09 Offset 2.65% Fixed rate to 31.12.28 | 2.65% | 65% | Application fee: None Product fee: None | | | |
OFN89 Offset 1.89% Fixed rate to 31.12.20 | 1.89% | 75% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
OFO02 Offset 2.19% Fixed rate to 31.12.20 | 2.19% | 75% | Application fee: None Product fee: None | | | |
OFN97 Offset 2.19% Fixed rate to 31.12.23 | 2.19% | 75% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
OFL64 Offset Flexx for Term | 2.29% | 75% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
OFO06 Offset 2.39% Fixed rate to 31.12.23 | 2.39% | 75% | Application fee: None Product fee: None | | | |
OFO10 Offset 2.59% Fixed rate to 31.12.28 | 2.59% | 75% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
OFO11 Offset 2.69% Fixed rate to 31.12.28 | 2.69% | 75% | Application fee: None Product fee: None | | | |
OFN90 Offset 1.99% Fixed rate to 31.12.20 | 1.99% | 85% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
OFO07 Offset 2.29% Fixed rate to 31.12.23 | 2.29% | 85% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
OFO03 Offset 2.29% Fixed rate to 31.12.20 | 2.29% | 85% | Application fee: None Product fee: None | | | |
OFO08 Offset 2.55% Fixed rate to 31.12.23 | 2.55% | 85% | Application fee: None Product fee: None | | | |
Making your application
To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that your client’s circumstances meet our residential lending policy before submitting their application.
Then produce a DIP and, subject to our acceptance at this point, proceed to a full application.
Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines (PDF 86KB)Opens in a new window.
Application and valuation fees (where applicable) are payable on application, and are non-refundable. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.
Our Remortgage Transfer Service
Your client could take advantage of our quick and easy Remortgage Transfer Service when they transfer their existing mortgage to a new product with us.
Privilege Rate
Our Privilege Rate is only available to existing borrowers of Coventry Building Society, with a Residential owner-occupier mortgage, who have remained on the same mortgage product and/or the Society's Standard Variable Rate (SVR) for a total period of five years or more. The Privilege Rate, which is variable, is set independently of, but will not be higher than, the SVR.