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Offset quick links
Before you select a product from the table below, you can find out more about Offset including how to calculate the potential benefits for your client and their affordability. When you have chosen your product use the quick links to check our lending policy before creating your case.
Affordability calculator Lending policy Create caseAll Offset products are provided by Coventry Building Society.
| Product name and code | Current rate | Max LTV | Application and Product Fees | RMTS incl.  RMTS stands for Remortgage Transfer Service. Find out more about this service here. | Valuation incl. Where a valuation is included, please see product details for the maximum value. |
ERC- free Where an Early Repayment Charge is payable, please see product details for further information. |
|---|---|---|---|---|---|---|
OFR08 Offset 1.35% Fixed rate to 31.12.22 (Remortgage and Product Transfer Only) | 1.35% | 50% | Application fee: None Product fee: £999 (can be added to mortgage) |  | |  |
OFR20 Offset 1.59% Fixed rate to 31.12.25 (Remortgage and Product Transfer Only) | 1.59% | 50% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
OFR09 Offset 1.75% Fixed rate to 31.12.22 (Remortgage and Product Transfer Only) | 1.75% | 50% | Application fee: None Product fee: None | | | |
OI001 Offset Interest-only Fixed rate to 31.12.22 | 1.87% | 50% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
OFR21 Offset 1.89% Fixed rate to 31.12.25 (Remortgage and Product Transfer Only) | 1.89% | 50% | Application fee: None Product fee: None | | | |
OI003 Offset Interest-only Fixed rate to 31.12.25 | 2.15% | 50% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
OI002 Offset Interest-only Fixed rate to 31.12.22 | 2.29% | 50% | Application fee: None Product fee: None | | | |
OI004 Offset Interest-only Fixed rate to 31.12.25 | 2.35% | 50% | Application fee: None Product fee: None | | | |
OFQ88 Offset 1.59% Fixed rate to 31.12.22 (Remortgage and Product Transfer Only) | 1.59% | 65% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
OFQ97 Offset 1.79% Fixed rate to 31.12.25 (Remortgage and Product Transfer Only) | 1.79% | 65% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
OFR28 Offset 1.85% Fixed rate to 31.12.22 (Purchase Only) | 1.85% | 65% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
OFQ89 Offset 1.99% Fixed rate to 31.12.22 (Remortgage and Product Transfer Only) | 1.99% | 65% | Application fee: None Product fee: None | | | |
OFR32 Offset 2.05% Fixed rate to 31.12.25 (Purchase Only) | 2.05% | 65% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
OFQ98 Offset 2.09% Fixed rate to 31.12.25 (Remortgage and Product Transfer Only) | 2.09% | 65% | Application fee: None Product fee: None | | | |
OFR29 Offset 2.25% Fixed rate to 31.12.22 (Purchase Only) | 2.25% | 65% | Application fee: None Product fee: None | | | |
OFR33 Offset 2.35% Fixed rate to 31.12.25 (Purchase Only) | 2.35% | 65% | Application fee: None Product fee: None | | | |
OFR07 Offset 2.39% Fixed rate to 31.12.30 | 2.39% | 65% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
OFR12 Offset 1.75% Fixed rate to 31.12.22 (Remortgage and Product Transfer Only) | 1.75% | 75% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
OFR24 Offset 1.99% Fixed rate to 31.12.25 (Remortgage and Product Transfer Only) | 1.99% | 75% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
OFR30 Offset 2.15% Fixed rate to 31.12.22 (Purchase Only) | 2.15% | 75% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
OFR13 Offset 2.19% Fixed rate to 31.12.22 (Remortgage and Product Transfer Only) | 2.19% | 75% | Application fee: None Product fee: None | | | |
OFR25 Offset 2.29% Fixed rate to 31.12.25 (Remortgage and Product Transfer Only) | 2.29% | 75% | Application fee: None Product fee: None | | | |
OFR34 Offset 2.39% Fixed rate to 31.12.25 (Purchase Only) | 2.39% | 75% | Application fee: None Product fee: £999 (can be added to mortgage) | | | |
OFR31 Offset 2.59% Fixed rate to 31.12.22 (Purchase Only) | 2.59% | 75% | Application fee: None Product fee: None | | | |
OFR35 Offset 2.69% Fixed rate to 31.12.25 (Purchase Only) | 2.69% | 75% | Application fee: None Product fee: None | | | |
Making your application
To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that your client’s circumstances meet our residential lending policy before submitting their application.
Then produce a DIP and, subject to our acceptance at this point, proceed to a full application.
Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines (PDF 112KB)Opens in a new window.
Application and valuation fees (where applicable) are payable on application, and are non-refundable. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.
Our Remortgage Transfer Service
Your client could take advantage of our quick and easy Remortgage Transfer Service when they transfer their existing mortgage to a new product with us.