Residential First Time Buyers

Your first time buyers can apply for a range of LTVs with no product or application fees and cashback options. They can also choose products from our current residential range (subject to lending criteria). All products are provided by Coventry Building Society.

 

If you have a client buying their first home in a CV postcode area, they could get £1,000 cashback. See products labelled ‘CV’ below or find out more.

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Rate type

Repayment type

Product LTV

Product fee

Initial period

Features

Customer type


The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

FJL31
CV 5.84% Fixed to 30.11.26

Current rate

5.84%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL61
CV 5.79% Fixed to 30.11.27

Current rate

5.79%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL39
5.21% Fixed to 30.11.27

Current rate

5.21%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL45
FTB 5.32% Fixed to 30.11.27

Current rate

5.32%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL69
4.92% Fixed to 30.11.29

Current rate

4.92%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL21
CV 5.44% Fixed to 30.11.26

Current rate

5.44%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL82
5.05% Fixed to 30.11.29

Current rate

5.05%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

IO257
Interest-only Fixed to 30.11.29

Current rate

5.37%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL15
FTB 5.39% Fixed to 30.11.26

Current rate

5.39%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL32
5.11% Fixed to 30.11.27

Current rate

5.11%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL56
FTB 5.48% Fixed to 30.11.27

Current rate

5.48%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL02
5.20% Fixed to 30.11.26

Current rate

5.20%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL16
5.31% Fixed to 30.11.26

Current rate

5.31%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL26
FTB 5.58% Fixed to 30.11.26

Current rate

5.58%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL80
FTB 4.92% Fixed to 30.11.29

Current rate

4.92%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL08
FTB 5.32% Fixed to 30.11.26

Current rate

5.32%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

IO255
Interest-only Fixed to 30.11.26

Current rate

5.71%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL27
CV 5.58% Fixed to 30.11.26

Current rate

5.58%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL88
5.45% Fixed to 30.11.29

Current rate

5.45%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL30
FTB 5.84% Fixed to 30.11.26

Current rate

5.84%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL38
FTB 5.21% Fixed to 30.11.27

Current rate

5.21%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL75
FTB 4.85% Fixed to 30.11.29

Current rate

4.85%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL81
CV 4.92% Fixed to 30.11.29

Current rate

4.92%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL91
CV 5.37% Fixed to 30.11.29

Current rate

5.37%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

OI232
Offset Interest-only Fixed rate to 30.11.29

Current rate

5.52%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL09
5.26% Fixed to 30.11.26

Current rate

5.26%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL51
CV 5.37% Fixed to 30.11.27

Current rate

5.37%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

OFC61
Offset 5.56% Fixed rate to 30.11.26

Current rate

5.56%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL76
5.00% Fixed to 30.11.29

Current rate

5.00%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL86
FTB 5.00% Fixed to 30.11.29

Current rate

5.00%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL46
5.26% Fixed to 30.11.27

Current rate

5.26%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL52
5.34% Fixed to 30.11.27

Current rate

5.34%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL62
4.80% Fixed to 30.11.29

Current rate

4.80%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL90
FTB 5.37% Fixed to 30.11.29

Current rate

5.37%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL22
5.41% Fixed to 30.11.26

Current rate

5.41%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL87
CV 5.00% Fixed to 30.11.29

Current rate

5.00%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

OI230
Offset Interest-only Fixed rate to 30.11.26

Current rate

5.86%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL57
CV 5.48% Fixed to 30.11.27

Current rate

5.48%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL50
FTB 5.37% Fixed to 30.11.27

Current rate

5.37%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL60
FTB 5.79% Fixed to 30.11.27

Current rate

5.79%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL58
5.75% Fixed to 30.11.27

Current rate

5.75%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL68
FTB 4.73% Fixed to 30.11.29

Current rate

4.73%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL20
FTB 5.44% Fixed to 30.11.26

Current rate

5.44%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

OFC64
Offset 5.22% Fixed rate to 30.11.29

Current rate

5.22%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL28
5.80% Fixed to 30.11.26

Current rate

5.80%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

Sorry there are currently no products available

Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

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