First time buyer product range

First time buyers can also apply for some of the products from our current residential range subject to lending policy. For details on these products view our Standard Residential products page.

All first time buyer and standard residential products are provided by Coventry Building Society.

Cashback may be available on selected products.

First time buyer products

Product name and code	Current rate	Max LTV	Application and Product Fees	RMTS incl. RMTS stands for Remortgage Transfer Service. Find out more about this service here.	Valuation incl. Where a valuation is included, please see product details for the maximum value.	ERC- free Where an Early Repayment Charge is payable, please see product details for further information.
FIG96 3.19% Fixed to 31.10.24 (First Time Buyer Only)	3.19%	95%	Application Fee: None. Product Fee: None.
FIH05 3.34% Fixed to 31.10.27 (First Time Buyer Only)	3.34%	95%	Application Fee: None. Product Fee: None.

Making your application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that your client’s circumstances meet our residential lending policy before submitting their application.

Then produce a DIP and, subject to our acceptance at this point, proceed to a full application.

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines (PDF 123KB)Opens in a new window.

Application and valuation fees (where applicable) are payable on application, and are non-refundable. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.