*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year. The gross rate is the interest rate payable before the deduction of tax.
^ISAs and junior ISAs are a savings scheme initiated by the Government and, as such, are subject to change by them. For example, the favourable tax treatment may not be maintained. Interest on ISAs is paid tax-free, that is gross with no tax deducted. You must be 16 or over and a resident in the UK to open a cash ISA. To find out more, visit www.gov.uk/individual-savings-accountsOpens new website in another window or www.gov.uk/junior-individual-savings-accountsOpens new website in another window