Whether they’re looking for flexible product features or competitive rates, our Standard Residential product range can offer your clients a range of LTVs, variety of product fee options and several benefits including:
Valuation instruction from day one: we instruct a valuation immediately (on receipt of all applicable fees) to encourage a swift mortgage application process and help get their mortgage moving.
Standard valuation: you could save your clients money with one standard mortgage valuation (up to the value of £670) which may be included for purchase and remortgage.
Remortgage Transfer Service: you and your clients can also enjoy the added convenience our Remortgage Transfer Service brings. Your clients may be able to take advantage of our quick and easy Remortgage Transfer Service when they transfer their existing mortgage to a new product with us.
Varied product range: including flexible products that could offer your clients the ability to make overpayments without incurring ERCs (unlimited overpayments on Flexx products).
Portability: if your clients move home they could apply to take their mortgage with them. We’ll transfer their current interest rate terms, and other scheme terms, to their new property subject to lending policy.
For a quick and simple overview of our lending policy download our Key Residential lending policy (PDF 92KB)Opens in a new window. All applicants' eligbility should be checked against our lending policy before submitting a case.
For support on how to package your Standard Residential application and ensure we can process your case as quickly as possible please view our application submission guidelines (PDF 109KB)Opens in a new window page.