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Buy to Let quick links
When you have chosen your product from the table below you can use these quick links to assess your client's borrowing ability, using our Buy to Let calculator and lending policy, before creating your case.
Buy to Let calculator BTL Lending policy Create caseAll Buy to Let products are provided by Godiva Mortgages Limited.
If your client has four or more mortgaged buy-to-let properties and is therefore a portfolio landlord, they may be required to select from our portfolio landlord product range. More on portfolio landlords.
| Product name and code | Current rate | Max LTV | Application and Product Fees | RMTS incl.  RMTS stands for Remortgage Transfer Service. Find out more about this service here. | Valuation incl. Where a valuation is included, please see product details for the maximum value. |
ERC- free Where an Early Repayment Charge is payable, please see product details for further information. |
|---|---|---|---|---|---|---|
ARC07 Bank Base Rate Flexx Tracker +1.44% to 31.12.24 | 2.44% | 65% | Application fee: None Product fee: £1,999 (can be added to mortgage) |  | | |
QAE40 BTL Portfolio Bank Base Rate Flexx Tracker to 31.12.24 | 2.54% | 65% | Application fee: None Product fee: £1,999 (can be added to mortgage) | | | |
GMG21 BTL 3.05% Fixed to 31.12.24 | 3.05% | 65% | Application Fee: None. Product Fee: £1,999 (can be added to mortgage) | | |  |
QAE32 BTL Portfolio Fixed to 31.12.24 | 3.15% | 65% | Application Fee: None. Product Fee: £1,999 (can be added to mortgage) | | | |
GMG25 BTL 3.30% Fixed to 31.12.27 | 3.30% | 65% | Application Fee: None. Product Fee: £1,999 (can be added to mortgage) | | | |
QAE36 BTL Portfolio Fixed to 31.12.27 | 3.40% | 65% | Application Fee: None. Product Fee: £1,999 (can be added to mortgage) | | | |
GMG22 BTL 3.50% Flexx Fixed to 31.12.24 (Product Transfer only) | 3.50% | 65% | Application Fee: None. Product Fee: £1,999 (can be added to mortgage) | | | |
QAE33 BTL Portfolio FlexxFix to 31.12.24 (Product Transfer only) | 3.50% | 65% | Application Fee: None. Product Fee: £1,999 (can be added to mortgage) | | | |
GMG26 BTL 3.75% Fixed to 31.12.27 | 3.75% | 65% | Application Fee: None. Product Fee: None. | | | |
QAE37 BTL Portfolio Fixed to 31.12.27 | 3.85% | 65% | Application Fee: None. Product Fee: None. | | | |
ARC08 Bank Base Rate Flexx Tracker +1.80% to 31.12.24 | 2.80% | 75% | Application fee: None Product fee: £1,999 (can be added to mortgage) | | | |
QAE41 BTL Portfolio Bank Base Rate Flexx Tracker to 31.12.24 | 2.90% | 75% | Application fee: None Product fee: £1,999 (can be added to mortgage) | | | |
GMG23 BTL 3.20% Fixed to 31.12.24 | 3.20% | 75% | Application Fee: None. Product Fee: £1,999 (can be added to mortgage) | | | |
QAE34 BTL Portfolio Fixed to 31.12.24 | 3.30% | 75% | Application Fee: None. Product Fee: £1,999 (can be added to mortgage) | | | |
GMG27 BTL 3.45% Fixed to 31.12.27 | 3.45% | 75% | Application Fee: None. Product Fee: £1,999 (can be added to mortgage) | | | |
QAE35 BTL Portfolio Fixed to 31.12.24 (Product Transfer only) | 3.50% | 75% | Application Fee: None. Product Fee: None. | | | |
GMG24 BTL 3.50% Fixed to 31.12.24 (Product Transfer only) | 3.50% | 75% | Application Fee: None. Product Fee: None. | | | |
QAE38 BTL Portfolio Fixed to 31.12.27 | 3.55% | 75% | Application Fee: None. Product Fee: £1,999 (can be added to mortgage) | | | |
GMG28 BTL 3.85% Fixed to 31.12.27 | 3.85% | 75% | Application Fee: None. Product Fee: None. | | | |
QAE39 BTL Portfolio Fixed to 31.12.27 | 3.95% | 75% | Application Fee: None. Product Fee: None. | | | |
If your client already has an existing Buy to Let mortgage with us and is looking to transfer their mortgage to a new property, they can choose to raise additional funds using the mortgage product(s) below.
| Product name and code | Current rate | Max LTV | Application and Product Fees | RMTS incl. RMTS stands for Remortgage Transfer Service. Find out more about this service here. | Valuation incl. Where a valuation is included, please see product details for the maximum value. |
ERC- free Where an Early Repayment Charge is payable, please see product details for further information. |
|---|---|---|---|---|---|---|
GSV43 Buy to Let Standard Variable Rate | 4.89% | 65% | Application Fee: None Product Fee: None | | | |
Making your application
To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that your client’s circumstances meet our BTL lending policy and eligibility before submitting their application, as fees (where applicable) are non-refundable.
Then produce a DIP and, subject to our acceptance at this point, proceed to a full application.
Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our BTL submission guidelines (PDF 119KB)Opens in a new window.
Application and valuation fees (where applicable) are payable on application, and are non-refundable. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.
Our Remortgage Transfer Service
Your client could take advantage of our quick and easy Remortgage Transfer Service when they transfer their existing mortgage to a new product with us.
Godiva Mortgages
Any mortgages from the Godiva Mortgages product range do not give membership rights to Coventry Building Society.