This section will keep you up to date with any changes or clarifications to our lending policy made in the last six months. Please ensure you read our revised lending policy prior to submitting any applications.
Policy update | Policy sub section(s) | Effective date |
---|---|---|
Loan to Value limits | Loan to Value criteria | April 2018 |
Policy update | Policy sub section(s) | Effective date |
---|---|---|
Energy Performance Certificate | Property | April 2018 |
DWP tenants | (restriction removed) | April 2018 |
Interest Coverage Ratio (ICR) | Rental income (ICR and Reference Rates) | November 2018 |
If you have any queries on changes made to our lending policy and how they affect you, please contact the Intermediary Development Team.