This section will keep you up to date with any changes or clarifications to our lending policy made in the last six months. Please ensure you read our revised lending policy prior to submitting any applications.
Residential
| Policy update | Policy sub section(s) | Effective date |
|---|---|---|
| Repayment types | Loan criteria | May 2020 |
| Loan to value criteria | Loan to value criteria | May 2020 |
| Interest-only | Loan criteria | September 2020 |
| Interest-only | Loan to value criteria | September 2020 |
Buy to Let
| Policy update | Policy sub section(s) | Effective date |
|---|---|---|
| Selective/HMO additional licensing | Selective/HMO additional licensing criteria | March 2020 |
| Combustible cladding | Property - flats | April 2020 |
| Energy Performance Certificates (EPC) | Energy Performance Certificates | October 2020 |
If you have any queries on changes made to our lending policy and how they affect you, please contact the Intermediary Development Team.