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Lending policy updates

This section will keep you up to date with any changes or clarifications to our lending policy made in the last six months. Please ensure you read our revised lending policy prior to submitting any applications.

Residential

Policy update Policy sub section(s) Effective date
Right to Buy Acceptable loan purposes February 2018
Child benefit Acceptable sources of income February 2018
Photographic ID Identification and verification March 2018
Loan to Value limits Loan to Value criteria April 2018

Buy to Let

Policy update Policy sub section(s) Effective date
Employment and income Acceptable sources of income January 2018
Photographic ID Identification and verification March 2018
Energy Performance Certificate Property April 2018
DWP tenants (restriction removed) April 2018

If you have any queries on changes made to our lending policy and how they affect you, please contact the Intermediary Development Team.