This section will keep you up to date with any changes or clarifications to our lending policy made in the last six months. Please ensure you read our revised lending policy prior to submitting any applications.
Residential
| Policy update | Policy sub section(s) | Effective date |
|---|---|---|
| Cladding | Property (Flats) | June 2021 |
| Foreign National Criteria | Residency Status | July 2021 |
Buy to Let
| Policy update | Policy sub section(s) | Effective date |
|---|---|---|
| Rental criteria | Rental income (ICR & Reference Rates) | January 2021 |
| Cladding | Property (Flats) | June 2021 |
| Foreign National Criteria | Residency Status | July 2021 |
If you have any queries on changes made to our lending policy and how they affect you, please contact the Intermediary Development Team.