This section will keep you up to date with any changes or clarifications to our lending policy made in the last six months. Please ensure you read our revised lending policy prior to submitting any applications.
Residential
| Policy update | Policy sub section(s) | Effective date |
|---|---|---|
| Right to Buy | Acceptable loan purposes | February 2018 |
| Child benefit | Acceptable sources of income | February 2018 | Photographic ID | Identification and verification | March 2018 |
| Loan to Value limits | Loan to Value criteria | April 2018 |
Buy to Let
| Policy update | Policy sub section(s) | Effective date |
|---|---|---|
| Employment and income | Acceptable sources of income | January 2018 |
| Photographic ID | Identification and verification | March 2018 |
| Energy Performance Certificate | Property | April 2018 |
| DWP tenants | (restriction removed) | April 2018 |
If you have any queries on changes made to our lending policy and how they affect you, please contact the Intermediary Development Team.