Offset Mortgage Calculator

Enter a value between £1 and £9,999,999 for Expected property purchase price or valuation.
Enter a value between £1 and £1,000,000. The amount you'd like to borrow can not be more than the property value. Please try again.
We do not have any mortgages available based on the information you have entered. Please try again. Please select a mortgage type.
Please enter a value between £0 and £1,000,000.
Please enter a value between £0 and £1,000,000.

You could reduce your mortgage term to

{{termReductionYears}} years {{termReductionMonths}} months

Your total savings: £{{calculatedTotalSavings}}
Your monthly savings: £{{calculatedMonthlySavings}}

Unfortunately we're unable to complete your request at this time. Please try again or call us on
0800 121 6263
. Our Customer Service Centre is open Monday to Friday 8am-8pm, Saturday 9am-5pm and Sunday 10am-4pm.


This example is based on the figures you have provided, but makes the following assumptions.
The mortgage is advanced on the 1st of the month.
No fees or costs associated with arranging or redeeming the mortgage have been taken into account.
The initial deposit is credited to your account at the time the mortgage is advanced.
The regular deposit is credited to your account at the end of the month.
You make no withdrawals throughout the term of the mortgage and your regular monthly deposit does not vary.

Your home may be repossessed if you do not keep up repayments on your mortgage.