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Buying a new home

Enter a value between £1 and £1,000,000 Enter a value between £1 and £250,000 Enter a value between £25,001 - £1,000,000 The mortgage amount can not exceed the property value
Enter a value between £1 and £99,999,999

Your home may be repossessed if you do not keep up repayments on your mortgage.

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Product Rate Terms Overall cost for comparison Max loan to value Early Repayment Charge? Monthly payment Excluding fees Product fee
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Overall cost of a mortgage
To help understand the typical cost of a moving home mortgage, please see the representative example below.

Representative example
A mortgage of £110,000.00 payable over 25 years initially on our tracker rate of 1.49% above the Bank of England Base Rate currently at 0.25% for 2 years then on our standard variable rate of currently 4.49% for the next 3 years before reverting to our Privilege Rate currently 4.24% (variable) would require 24 monthly payments of £455.39, 36 monthly payments of £603.81 and 240 monthly payments of £590.45, plus one initial interest payment of £163.62.

The total amount payable would be £173,492.30 made up of the loan amount plus interest of £62,058.30, a valuation fee of £210.00, a product fee of £499.00 and a funds transfer fee of £8.00.

The overall cost for comparison is 4.0% APRC representative.

For an example of overall cost on one of the products shown above, select ‘Find out more’.