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Why is my rate reducing when Bank Base Rate hasn’t changed? 

The rate on your savings account is not directly linked to Bank of England Base Rate and doesn’t follow its movements. However, the all-time low mortgage rates we are seeing in the market at the moment are affecting the level of income we receive from borrowers – which is the source of interest paid to savers. Accordingly, we have taken the decision to reduce the rate on your account.

We are confident that even after this reduction, the rate of interest on your account will continue to compare well with similar accounts currently available elsewhere. Please note, your account is no longer available for new customers. Our comparison tool allows you to compare the accounts we currently have available with others in the market.

See how we compare with other providers