Residential First Time Buyers

Your first time buyers can apply for a range of LTVs with no product or application fees and cashback options. They can also choose products from our current residential range (subject to lending criteria). All products are provided by Coventry Building Society.

 

If you have a client buying their first home in a CV postcode area, they could get £1,000 cashback. See products labelled ‘CV’ below or find out more.

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Rate type

Repayment type

Product LTV

Product fee

Initial period

Features

Customer type


The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

FJJ87
4.65% Fixed to 31.10.29

Current rate

4.65%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJJ33
FTB 5.24% Fixed to 31.10.26

Current rate

5.24%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJJ63
FTB 5.17% Fixed to 31.10.27

Current rate

5.17%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJJ57
4.91% Fixed to 31.10.27

Current rate

4.91%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJK05
FTB 4.85% Fixed to 31.10.29

Current rate

4.85%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJJ74
FTB 5.33% Fixed to 31.10.27

Current rate

5.33%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJJ98
FTB 4.77% Fixed to 31.10.29

Current rate

4.77%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJJ34
5.01% Fixed to 31.10.26

Current rate

5.01%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJJ44
FTB 5.43% Fixed to 31.10.26

Current rate

5.43%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJJ50
4.81% Fixed to 31.10.27

Current rate

4.81%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

OI220
Offset Interest-only Fixed rate to 31.10.29

Current rate

5.25%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJJ68
FTB 5.22% Fixed to 31.10.27

Current rate

5.22%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

OI218
Offset Interest-only Fixed rate to 31.10.26

Current rate

5.56%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJK06
CV 4.85% Fixed to 31.10.29

Current rate

4.85%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJJ20
4.90% Fixed to 31.10.26

Current rate

4.90%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

OFC36
Offset 4.95% Fixed rate to 31.10.29

Current rate

4.95%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJJ79
CV 5.64% Fixed to 31.10.27

Current rate

5.64%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJJ45
CV 5.43% Fixed to 31.10.26

Current rate

5.43%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

IO245
Interest-only Fixed to 31.10.29

Current rate

5.10%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJJ39
CV 5.29% Fixed to 31.10.26

Current rate

5.29%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJJ69
CV 5.22% Fixed to 31.10.27

Current rate

5.22%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

OFC33
Offset 5.26% Fixed rate to 31.10.26

Current rate

5.26%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJJ56
FTB 5.06% Fixed to 31.10.27

Current rate

5.06%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJJ80
4.53% Fixed to 31.10.29

Current rate

4.53%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJK09
FTB 5.22% Fixed to 31.10.29

Current rate

5.22%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJJ26
FTB 5.17% Fixed to 31.10.26

Current rate

5.17%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJJ93
FTB 4.70% Fixed to 31.10.29

Current rate

4.70%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJJ70
5.04% Fixed to 31.10.27

Current rate

5.04%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

IO243
Interest-only Fixed to 31.10.26

Current rate

5.41%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJK01
4.75% Fixed to 31.10.29

Current rate

4.75%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FJJ27
4.96% Fixed to 31.10.26

Current rate

4.96%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJJ78
FTB 5.64% Fixed to 31.10.27

Current rate

5.64%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJJ94
4.70% Fixed to 31.10.29

Current rate

4.70%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJJ40
5.11% Fixed to 31.10.26

Current rate

5.11%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FJJ38
FTB 5.29% Fixed to 31.10.26

Current rate

5.29%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJJ48
FTB 5.69% Fixed to 31.10.26

Current rate

5.69%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJJ64
4.96% Fixed to 31.10.27

Current rate

4.96%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJJ75
CV 5.33% Fixed to 31.10.27

Current rate

5.33%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJJ99
CV 4.77% Fixed to 31.10.29

Current rate

4.77%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJJ49
CV 5.69% Fixed to 31.10.26

Current rate

5.69%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJK07
5.15% Fixed to 31.10.29

Current rate

5.15%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FJK10
CV 5.22% Fixed to 31.10.29

Current rate

5.22%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJJ76
5.45% Fixed to 31.10.27

Current rate

5.45%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FJJ86
FTB 4.58% Fixed to 31.10.29

Current rate

4.58%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJJ46
5.50% Fixed to 31.10.26

Current rate

5.50%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

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Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

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