To help us continually improve our website, we collect non-personal data with cookies. Cookies tell us how you have navigated to and around our website. To find out more or if you wish to opt-out please view our Cookies policy.
This section's navigation
Page content

Easy Access ISA (4)

Grow your savings with a tax-free^ variable rate of 1.10% p.a./AER
  • Would you like to make the most of tax-free^ savings?
  • Want to pay in when you choose within your ISA limit?
  • Need easy access to your money?
1.10%
Tax-free^ p.a./AER*
(variable)
Account summary
Login & apply
Select 'Login & apply' if you already use Online Services, as we'll usually be able to open your account straight away.

At a glance

Our Easy Access ISA (4) is a cash ISA which allows you to save tax-free within your allowance each year.
  • Save from £1 up to your annual ISA allowance each year.
  • For the 2016/2017 tax year, the allowance is £15,240. You can split your allowance across all types of ISAs: cash, innovative finance and stocks and shares.
  • You can't transfer in previous years' ISA savings.
  • You can make withdrawals and/or close the account whenever you wish without notice, charge or loss of interest
  • Interest is paid annually on 31 March
  • This is a 'flexible ISA' (read more about flexible ISAs)

If you open this ISA in a branch, you can request a passbook so you can easily pay in and make withdrawals at any branch.

How it works

Using your account

You can manage your Easy Access ISA (4):

  • via our Online Services
  • over the phone
  • by post

We'll send you an annual statement so you can see what's happening with your ISA savings.

If you are opening this ISA in a branch, you can request a passbook so you can also manage the account at any of our branches.

Paying money in

Each tax year you can save up to your annual ISA allowance, subject to any money you've already paid into a stocks and shares ISA and/or an innovative finance ISA in the tax year.

Deposits can be made by:

  • electronic payment from your bank or building society
  • transfer from another Coventry account
  • cheque at a branch or by post
  • cash at a branch

ISA Transfers

In

You may transfer in ISA savings you've paid into another ISA this tax year either with us or another ISA provider. To transfer your cash ISA savings for the current tax year, under ISA rules, you must transfer them in full. Contact us and we'll arrange this for you.

Out

You may transfer out your ISA savings to a different ISA with the Coventry or another provider without losing their tax-free status.

For more information about ISA transfers Contact us.

Withdrawals

You can make withdrawals and/or close the account whenever you wish, without notice, charge or loss of interest.

Withdrawals can be made by:

  • one-off electronic payment to nominated bank account
  • internal transfer to another Coventry account
  • cheque by post

Interest

Interest is paid on 31 March each year and it can be added to the account, transferred to another Coventry account or to an alternative bank or building society account. We'll ask you to choose when you apply.

How to apply

You have a choice of ways to apply for this account:


Apply online

It's quick, easy and secure.

Log in and apply

If you already use Online Services you can log in and apply. We'll use your existing details and usually be able to open your account straightaway.

Give us a call

Get in touch on 0800 121 8899.

Pop into branch

We're always happy to see you face-to-face and take you through the application process.

*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.

^Interest on ISAs is paid tax-free, that is without tax deducted.
ISAs are a savings scheme initiated by the Government and are subject to change by them. For example the favourable tax treatment may not be maintained. You must be 16 or over and a resident in the UK to open a cash ISA.

Coventry Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (firm reference number 150892 www.fca.org.uk Opens new website in another window). This site is intended for UK residents only. Coventry Building Society. Registered Office: Economic House, PO Box 9, High Street, Coventry CV1 5QN.

Our Customer Service Centre is open Monday to Friday 8am-8pm, Saturday 9am-5pm, Sunday 10am-4pm.

Calls to 0800 numbers are free when made from the UK. You may be charged for calls to all other numbers, please contact your service provider for further details. We may monitor, record, store and use telephone calls to help improve our service and as a record of our conversation.