If you are self-employed, you may find it difficult to provide the standard proof of income most lenders need to assess your application for a mortgage.
With a self-certification mortgage, provided you earn more than £15,000 p.a., you simply tell us what your estimated income is when you apply. Although we will assess your mortgage requirements in the normal way, we won't need to ask you for salary slips, company accounts or other proof of your income.
Whether you're moving home or simply want to remortgage to a better deal, we offer a range of self-certification mortgage schemes.
And you can arrange everything online from seeing how much it will cost using our mortgage calculator, to getting an instant decision in principle and applying. And all this is backed up by our Key Facts Illustration which gives you a breakdown of the costs involved.