Just click on the scheme name to find out more, and use the offset calculator to work out the monthly cost of your mortgage.
| Mortgage schemes | Current rate | Term | The overall cost for comparison is | Early repayment charge | Max LTV |
|---|
| Offset +2.80% Bank Base Rate Tracker to 30.06.12>> | 3.30% | A +2.80% Base Rate Tracker until 30.06.12, current applied rate 3.30%.
Followed by Standard Variable Rate until 30.06.15, current applied rate 4.74%.
Followed by Privilege Rate for the remainder of the mortgage, current applied rate 4.49%.
| 4.6% APR | Yes | 70%
|
| Offset Flexx for Term>> | 3.75% | Variable rate for term, current applied rate 3.75%
| 3.9% APR | No | 75%
|
| Offset 4.50% Fixed rate to 30.06.12>> | 4.50% | A 4.50% Fixed Rate until 30.06.12
Followed by Standard Variable Rate to 30.06.15, current applied rate 4.74%.
Followed by Privilege Rate for the remainder of the mortgage, current applied rate 4.49%.
| 4.8% APR | Yes | 75%
|
Booking and Valuation Fees (where applicable) are payable on application, and are non-refundable. Until these fees are received the application will not be processed. This means the product is not reserved and a valuation will not be instructed.
The maximum amount of savings against which you will earn offset benefit is the equivalent of 100% of your mortgage balance. You will not earn an offset benefit on any savings above this amount.
If you are remortgaging, have a look at what's included in our Remortgage Transfer Service.
Security is required for any mortgage. Mortgages, which must be first charges, are only available to people aged 18 or over - subject to status.
Our mortgage products are only available for the purchase of properties in England, Wales, Northern Ireland, mainland Scotland or the Isle of Skye.
