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Current rates for our First-time buyer Schemes

Just click on the scheme name to find out more, and use the mortgage calculator to work out the monthly cost of your mortgage.

Mortgage schemesCurrent rateTermThe overall cost for comparison isEarly repayment chargeMax LTV
First Time Buyer Members' 5.99% Fixed rate to 30.06.15>>5.99%5.99% Fixed rate until 30.06.15

Followed by Privilege Rate for the remainder of the mortgage, current applied rate 4.49%.

5.3% APRYes90%
5.99% Fixed rate to 30.06.15>>5.99%5.99% Fixed rate until 30.06.15

Followed by Privilege Rate for the remainder of the mortgage, current applied rate 4.49%.

5.3% APRYes85%

First time buyers Members' mortgage - find out more

Booking and Valuation Fees (where applicable) are payable on application, and are non-refundable. Until these fees are received the application will not be processed. This means the product is not reserved and a valuation will not be instructed.

Security is required for any mortgage. Mortgages, which must be first charges, are only available to people aged 18 or over - subject to status.

Our mortgage products are only available for the purchase of properties in England, Wales, Northern Ireland, mainland Scotland or the Isle of Skye.