Identification
Requirements for new mortgage applications.
Coventry Building Society requires proof of your name and address before we make a mortgage offer. This is to protect you against the risk of identity fraud and also allows the Society to comply with money laundering regulations.
We need to see your identification (ID) before we can make you a mortgage offer. You need to provide two forms of ID for each applicant:
- One item from group A, to confirm who you are
- One item from group B, to confirm your name and address
ID can be used either to confirm who you are, or your name and address, but not both. For example, you cannot use a driving licence to confirm who you are, as well as your name and address.
If you are applying for a mortgage at a branch, all of the documents provided must be originals.
If your application is being sent by post, where applicable, please send us certified copies, as the Society cannot be held responsible if originals are lost in the post.
Please make sure that your submit the correct ID from both groups A and B otherwise your application will not be processed.
Please refer to the tables below for suitable identification.
| Passport (UK or foreign) - current, valid and full |
Shotgun or firearms certificate |
| Valid UK photo card driving licence (full or provisional) |
Residence permit issued by the Home Office |
| EEA photo card driving licence (must be current and valid) |
Northern Ireland Voter's Card - not accepted for Lifetime Mortgage applications |
| DWP retirement pension card |
EEA member state identity card |
| Valid UK photo card driving licence (full or provisional) |
A credit card statement (less than 3 months old) |
| EEA photo card driving licence (must be current and valid) |
Council/Housing Association rent book |
| Gas, electricity, telephone (excluding mobile phones) or cable/satelite bill - less than 3 months old |
House insurance certificate/motor insurance schedule |
| Water or Council tax notice or demand - current year |
Solicitors letters confirming recent house purchase |
| Bank/building society investment related statement (less than 3 months old) except those issued by us which are not acceptable |
Northern Ireland Voter's Card - not accepted for Lifetime Mortgage applications |
| Bank/building society mortgage statement (less than 12 months old) except those issued from us which are not acceptable |
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Certified copies of identification for new mortgage applications
All documents used for verification must be originals or certified copies of documents that were originally printed at source and posted to your address. Copies cannot be printed from the internet.
Copies of original documents can only be certified by one of the following: solicitor, teacher, engineer, accountant, surveyor, police officer (serving or retired), bank or building society manager, minister of religion, Justice of the Peace, independent financial advisor, post office official (postmaster/sub-postmaster), doctor, fire service official, officer of the armed services (serving or retired), nurse, dentist, chemist, optician.
Copies of your original documents should be certified using the following words - 'I confirm that I have seen the original document'. The certifier must sign their name and include the following details - full name, profession, company address, phone number and date.
If you have a non-EU passport, this must be certified by a UK bank or building society manager, solicitor or embassy official only.
The person certifying should be in current employment, but we will also accept certification from a person who has retired, provided they still hold the qualification (and are a member of the relevant institute).
Certification of your documents should only be carried out by someone who is independent of yourself and cannot be carried out by any family member(s) connected to you. You cannot certify your own identification.
Certified copies of identification must have been certified within the last 12 months.
Your home may be repossessed if you do not keep up repayments on your mortgage.
