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Current rates for our Offset Schemes

Just click on the scheme name to find out more, and use the offset calculator to work out the monthly cost of your mortgage.

Offset Flexx for term >>
Current rate 6.60%
Term
  • Flexx rate guaranteed to be no more than Standard Variable Rate for the term of the mortgage.
  • Current applied rate 6.60%.
The overall cost for comparison is 7.0% APR
Max LTV 75%
Offset 6.59% Fixed rate >>
Current rate 6.59%
Term
  • 6.59% Fixed rate until 30.09.13.
  • Followed by Privilege Rate for the remainder of the mortgage, current applied rate 6.90%.
The overall cost for comparison is 7.2% APR
Max LTV 75%
Offset 6.49% Fixed rate >>
Current rate 6.49%
Term
  • 6.49% Fixed rate until 30.09.18.
  • Followed by Privilege Rate for the remainder of the mortgage, current applied rate 6.90%.
The overall cost for comparison is 7.0% APR
Max LTV 75%
Offset +1.90% Base Rate Tracker for term >>
Current rate 6.90%
Term
  • A +1.90% Base Rate Tracker for the term of the mortgage.
  • Current applied rate 6.90%.
The overall cost for comparison is 7.2% APR
Max LTV 75%
Offset 6.99% Fixed rate >>
Current rate 6.99%
Term
  • 6.99% Fixed rate until 30.09.13.
  • Followed by Privilege Rate for the remainder of the mortgage, current applied rate 6.90%.
The overall cost for comparison is 7.2% APR
Max LTV 75%

The maximum amount of savings against which you will earn offset benefit is the equivalent of 100% of your mortgage balance. You will not earn an offset benefit on any savings above this amount.

We will provide you with a free Mortgage Valuation up to a value of £650, which will cover property values up to £1 million. This is a basic valuation to assess the property for lending purposes only.

If you are remortgaging, have a look at what's included in our Remortgage Transfer Service.

Security is required for any mortgage. Mortgages, which must be first charges, are only available to people aged 18 or over - subject to status.

Our mortgage products are only available for the purchase of properties in England, Wales, mainland Scotland and Northern Ireland.