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Current rates for our First-time buyer Schemes

Just click on the scheme name to find out more, and use the mortgage calculator to work out the monthly cost of your mortgage.

6.99% Fixed rate* >>
Current rate6.99%
Term
  • 6.99% fixed rate until 30.06.11.
  • Followed by Standard Variable Rate until 30.06.13, current applied rate 7.09%.
  • Followed by Privilege Rate for the remainder of the mortgage, current applied rate 6.90%.
The overall cost for comparison is7.4% APR
Max LTV95%**

*No higher lending charge

**Please note, if you are applying for this scheme, and are taking advantage of our Step-Up facility, the maximum loan to value is 95%.

Security is required for any mortgage. Mortgages, which must be first charges, are only available to people aged 18 or over - subject to status.

Our mortgage products are only available for the purchase of properties in England, Wales, mainland Scotland and Northern Ireland.