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budget planner
How much you can borrow will depend on your circumstances - for example your earnings, your financial commitments and the value of the property you plan to mortgage.

As you'd expect we have guidelines on how much we can lend. You can read more about these on the 'Important info' section, but the starting point should always be how much you could comfortably afford each month.

Monthly income

Monthly expenses



Monthly surplus

Please note this is not indicative of the income assessment we will make when you apply for a mortgage.