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Residential Fixed Rate Mortgage - GTF45

Product nameResidential 2.15% Fixed rate to 31.12.19
Current rate2.15%
Term2.15% Fixed rate until 31.12.19

Followed by Standard Variable Rate until 31.12.22, currently 4.74%.

Followed by Privilege Rate for the remainder of the mortgage, currently 4.49%.

Overall cost for comparison
4.2% APRC
Fees/incentives
  • Application fee: None
  • Product fee: None
  • Mortgage exit fee: £125
  • Funds transfer fee: £8
Early repayment charges

2.00% of the balance repaid until 31.12.18, then 1.00% until 31.12.19

You can repay up to 10% of the capital p.a. without an early repayment charge.

Maximum loan to value 75%
Interest chargedDaily

Your home may be repossessed if you do not keep up repayments on your mortgage.

This is one of our range of products designed exclusively for existing Godiva borrowers wishing to transfer from their current scheme or who wish to borrow additional funds during their mortgage term.

Put some guarantees back into your life by opting for a fixed rate. No matter what happens to general rates you can be sure your monthly payments won't change for the period of the fixed rate.

Should you wish to pay your mortgage off before the end of the agreed term, a £125.00 mortgage exit fee will be payable, plus any applicable early repayment charges.

Additional Notes

Launch date 23.11.17