
Before you select a product from the table below, you can find out more about Offset including how to calculate the potential benefits for your client and their affordability. When you have chosen your product use the quick links to check our lending policy before creating your case.
Affordability calculator Lending policy Create caseAll Offset products are provided by Coventry Building Society.
| Product name and code | Current rate | Max LTV | Application and Product Fees | RMTS incl. | Valuation incl. |
ERC- free |
|---|---|---|---|---|---|---|
OFQ44 Offset 1.28% Fixed rate to 30.09.22 | 1.28% | 50% | Application fee: None Product fee: £999 (can be added to mortgage) | |||
OFQ51 Offset 1.59% Fixed rate to 30.09.25 | 1.59% | 50% | Application fee: None Product fee: £999 (can be added to mortgage) | |||
OFQ45 Offset 1.68% Fixed rate to 30.09.22 | 1.68% | 50% | Application fee: None Product fee: None | |||
OFQ52 Offset 1.79% Fixed rate to 30.09.25 | 1.79% | 50% | Application fee: None Product fee: None | |||
OFQ46 Offset 1.33% Fixed rate to 30.09.22 | 1.33% | 65% | Application fee: None Product fee: £999 (can be added to mortgage) | |||
OFQ53 Offset 1.65% Fixed rate to 30.09.25 | 1.65% | 65% | Application fee: None Product fee: £999 (can be added to mortgage) | |||
OFQ47 Offset 1.73% Fixed rate to 30.09.22 | 1.73% | 65% | Application fee: None Product fee: None | |||
OFQ54 Offset 1.85% Fixed rate to 30.09.25 | 1.85% | 65% | Application fee: None Product fee: None | |||
OFQ48 Offset 1.40% Fixed rate to 30.09.22 | 1.40% | 75% | Application fee: None Product fee: £999 (can be added to mortgage) | |||
OFQ55 Offset 1.85% Fixed rate to 30.09.25 | 1.85% | 75% | Application fee: None Product fee: £999 (can be added to mortgage) | |||
OFQ49 Offset 1.59% Fixed rate to 30.09.22 | 1.59% | 80% | Application fee: None Product fee: £999 (can be added to mortgage) | |||
OFQ56 Offset 1.95% Fixed rate to 30.09.25 | 1.95% | 80% | Application fee: None Product fee: £999 (can be added to mortgage) | |||
OFQ58 Offset 2.00% Fixed rate to 30.09.22 | 2.00% | 85% | Application fee: None Product fee: £999 (can be added to mortgage) | |||
OFQ59 Offset 2.40% Fixed rate to 30.09.25 | 2.40% | 85% | Application fee: None Product fee: £999 (can be added to mortgage) |
To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that your client’s circumstances meet our residential lending policy before submitting their application.
Then produce a DIP and, subject to our acceptance at this point, proceed to a full application.
Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines (PDF 112KB)Opens in a new window.
Application and valuation fees (where applicable) are payable on application, and are non-refundable. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.
Your client could take advantage of our quick and easy Remortgage Transfer Service when they transfer their existing mortgage to a new product with us.