Residential First Time Buyers

Your first time buyers can apply for a range of LTVs with no product or application fees and cashback options. They can also choose products from our current residential range (subject to lending criteria). All products are provided by Coventry Building Society.

 

If you have a client buying their first home in a CV postcode area, they could get £1,000 cashback. See products labelled ‘CV’ below or find out more.

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Rate type

Repayment type

Product LTV

Product fee

Initial period

Features

Customer type


The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

FJK59
FTB 5.27% Fixed to 31.10.27

Current rate

5.27%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJK69
FTB 5.69% Fixed to 31.10.27

Current rate

5.69%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJK85
4.85% Fixed to 31.10.29

Current rate

4.85%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJK11
5.05% Fixed to 31.10.26

Current rate

5.05%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJK29
FTB 5.34% Fixed to 31.10.26

Current rate

5.34%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJK35
FTB 5.48% Fixed to 31.10.26

Current rate

5.48%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJK96
CV 4.90% Fixed to 31.10.29

Current rate

4.90%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJK97
5.30% Fixed to 31.10.29

Current rate

5.30%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FJK67
5.60% Fixed to 31.10.27

Current rate

5.60%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FJK17
FTB 5.22% Fixed to 31.10.26

Current rate

5.22%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJK54
FTB 5.22% Fixed to 31.10.27

Current rate

5.22%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJK60
CV 5.27% Fixed to 31.10.27

Current rate

5.27%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJK70
CV 5.69% Fixed to 31.10.27

Current rate

5.69%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJK84
FTB 4.75% Fixed to 31.10.29

Current rate

4.75%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJK78
4.80% Fixed to 31.10.29

Current rate

4.80%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

OFC47
Offset 5.41% Fixed rate to 31.10.26

Current rate

5.41%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJK30
CV 5.34% Fixed to 31.10.26

Current rate

5.34%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJK95
FTB 4.90% Fixed to 31.10.29

Current rate

4.90%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

OFC50
Offset 5.10% Fixed rate to 31.10.29

Current rate

5.10%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJK55
5.11% Fixed to 31.10.27

Current rate

5.11%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJK65
FTB 5.38% Fixed to 31.10.27

Current rate

5.38%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJK71
4.68% Fixed to 31.10.29

Current rate

4.68%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

OI226
Offset Interest-only Fixed rate to 31.10.29

Current rate

5.40%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJK89
FTB 4.82% Fixed to 31.10.29

Current rate

4.82%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJK25
5.16% Fixed to 31.10.26

Current rate

5.16%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJK31
5.26% Fixed to 31.10.26

Current rate

5.26%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FJK41
4.96% Fixed to 31.10.27

Current rate

4.96%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL01
CV 5.27% Fixed to 31.10.29

Current rate

5.27%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJK39
FTB 5.74% Fixed to 31.10.26

Current rate

5.74%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJK66
CV 5.38% Fixed to 31.10.27

Current rate

5.38%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJK36
CV 5.48% Fixed to 31.10.26

Current rate

5.48%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

IO249
Interest-only Fixed to 31.10.26

Current rate

5.56%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

OI224
Offset Interest-only Fixed rate to 31.10.26

Current rate

5.71%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJK90
CV 4.82% Fixed to 31.10.29

Current rate

4.82%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJK77
FTB 4.63% Fixed to 31.10.29

Current rate

4.63%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJK37
5.65% Fixed to 31.10.26

Current rate

5.65%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FJK47
FTB 5.11% Fixed to 31.10.27

Current rate

5.11%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

IO251
Interest-only Fixed to 31.10.29

Current rate

5.25%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJK91
4.90% Fixed to 31.10.29

Current rate

4.90%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FJK40
CV 5.74% Fixed to 31.10.26

Current rate

5.74%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJK18
5.11% Fixed to 31.10.26

Current rate

5.11%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJK24
FTB 5.29% Fixed to 31.10.26

Current rate

5.29%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJK48
5.06% Fixed to 31.10.27

Current rate

5.06%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJK99
FTB 5.27% Fixed to 31.10.29

Current rate

5.27%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJK61
5.19% Fixed to 31.10.27

Current rate

5.19%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

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Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

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